Flathead County property record for 745 Lore Lake Rd, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 1,510 sqft · built 2020 |
| Lot Size | 5.03 acres (219,107 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $508,100 (Jun 2019) |
| Tax Bill | $3,371 (2026) |
| Deeds & Mortgages | Jan 2020 Mortgage Jun 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | R0773566 |
| Primary APN | R0773566 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,510 sqft Living Area |
| 1st Floor Area | 1,510 sqft |
| Basement Area | 1,510 sqft |
| Finished Basement | 1,510 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 219,107 sqft (5.03 acres) |
| Garage Area | 900 sqft |
| Parking Spaces | 8 Parking Spaces |
| Porch | Slab |
| Deck Area | 160 sqft |
| Lean-To | Lean-To |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Account Number | 0000536961 |
|---|---|
| Street Address | 745 LORE LAKE RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-7009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S29, T30 N, R22 W, ACRES 5.03, COS 4047, TR 6 IN S2SE4SE4SW4, ASSR #0000536961 |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 29 |
| Legal Tract | 6 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL NORTHWEST |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 1701 |
745 Lore Lake Rd is owned and occupied by two individuals who bought it in June 2019.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 745 LORE LAKE RD, KALISPELL, MT 59901-7009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU |
| Jun 21, 2019 | Intrafamily Transfer, Transfer · Construction Mortgage WHITEFISH CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 21, 2019 · Amount on File |
| Deed Sale | Jun 21, 2019 · Amount on File |
| Prior Sale | Sep 26, 2012 · Amount on File |
| Deed Document Number | 201912407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 745 LORE LAKE RD, KALISPELL, MT 59901-7009 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Name | Verified Name |
|---|
| Document Number | 202000000613 |
|---|---|
| Date | Jan 8, 2020 |
| Instrument | 202000000613 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Address | WHITEFISH, MT 59937 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jan 20, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Jun 21, 2019 |
| Property Address | 745 LORE LAKE RD, KALISPELL, MT 59901-7009 |
| Document Number | 201900012407 |
| Map Reference | MAP 4047 |
| Instrument Date | Jun 21, 2019 |
| Instrument | 201900012407 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | INSURED TITLE, INSURED TITLES |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 745 LORE LAKE RD, KALISPELL, MT 59901-7009 |
| Document Number | 201900012408 |
|---|---|
| Date | Jun 21, 2019 |
| Instrument | 201900012408 |
| Name | WHITEFISH CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 13 Months |
| Due | Jul 1, 2020 |
The 2026 property tax bill for 745 Lore Lake Rd was $3,371.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Olney-Bissell Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,371.00 | $893,600 | |
| 2025 | $893,600 Land $268,867 Building $624,733 | ||
| 2023 | $4,239.00 | $601,000 | $601,000 Land $179,629 Building $421,371 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 745 Lore Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 745 Lore Lake Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| InterBel Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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