Flathead County property record for 765 Lore Lake Rd, Kalispell, MT 59901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,800 sqft · built 2011 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,622 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R851080 |
| Primary APN | R851080 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,800 sqft Living Area |
| 1st Floor Area | 900 sqft |
| 2nd Floor Area | 900 sqft |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 54,450 sqft (1.25 acres) |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 0000015908 |
|---|---|
| Street Address | 765 LORE LAKE RD |
| City | KALISPELL |
| State | MT |
| Zip | 59901-7009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S29, T30 N, R22 W, ACRES 1.25, CS 21228-B, TR 6DAAA IN NE4SE4SW4 |
| Legal Range | 22W |
| Legal Township | 30N |
| Legal Section | 29 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | KALISPELL NORTHWEST |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 1701 |
765 Lore Lake Rd is owned and occupied by two individuals.
Source: Flathead County records, as of September 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 765 LORE LAKE RD, KALISPELL, MT 59901-7009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PLAINS COMMERCE BANK |
| Dec 9, 2019 | Intrafamily Transfer, Transfer · Line of Credit CONNEXUS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 765 LORE LAKE RD, KALISPELL, MT 59901-7009 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | FLATHEAD PREMIER TITLE |
| Name | Verified Name |
|---|
| Document Number | 202200002003 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 202200002003 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Property Address | 765 LORE LAKE RD, KALISPELL, MT 59901-7009 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Name | Verified Name |
|---|
| Document Number | 202000039393 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 202000039393 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 9, 2019 |
| Property Address | 765 LORE LAKE RD, KALISPELL, MT 59901-7009 |
| Document Number | 201900031970 |
| Instrument Date | Dec 4, 2019 |
| Instrument | 201900031970 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 765 LORE LAKE RD, KALISPELL, MT 59901-7009 |
| Document Number | 201900031971 |
|---|---|
| Date | Dec 9, 2019 |
| Instrument | 201900031971 |
| Name | CONNEXUS CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 765 Lore Lake Rd was $1,622.
Source: Flathead County assessment roll, as of September 11, 2026
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Olney-Bissell Elementary School District (PK - 08) |
| Secondary School District | Flathead High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,622.00 | $473,685 | |
| 2025 | $473,685 Land $235,225 Building $238,460 | ||
| 2023 | $3,236.00 | $458,855 | $458,855 Land $125,575 Building $333,280 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 765 Lore Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 765 Lore Lake Rd is moderate, ranking above 67% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Montana |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| InterBel Telephone Cooperative Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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