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760 Fleming St, Fleming Island, FL 32003 Property Records

Clay County property record for 760 Fleming St, Fleming Island, FL 32003 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,033 sqft · built 1997
Lot Size0.338 acres (14,723 sqft)
OwnerIndividual Name on File
Last Sale$120,000 (Jul 2003)
Tax Bill$999 (2025)
Deeds & MortgagesMay 2026 Mortgage
May 2022 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN38-05-26-014859-000-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014859-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,033 sqft Living Area
Gross Area1,533 sqft
1st Floor Area1,033 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialOther
Lot Area14,723 sqft (0.338 acres)
Lot Dimensions123 ft deep x 120 ft wide
Garage TypeAttached
Garage Area500 sqft
PorchScreened/Unfinished Porch
Porch Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address760 FLEMING ST
CityFLEMING ISLAND
StateFL
Zip32003-9341
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7 & 8 BLK 10 FLEMING ISL ESTATES AS REC OR 2233 PG 1090
Legal Range26E
Legal Township05S
Legal Section38
Legal SubdivisionFLEMING ISL ESTATES
Legal Block10
Legal Lot Number7,8
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2017
Census Tract30701

Owner

Source: Clay County records · APN 38-05-26-014859-000-00

Assessment roll updated December 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address760 FLEMING ST, FLEMING ISLAND, FL 32003-9341
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 06, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
May 11, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Oct 19, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 23, 2003 · Amount on Record
Deed SaleJul 23, 2003 · Amount on Record
Prior SaleMay 08, 2001 · Amount on Record
Deed Document Number200349018
Deed Book / Page2233 / 1090
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Recording DateMay 06, 2026
Property Address760 FLEMING ST, FLEMING ISLAND, FL 32003-9341
Document Number0000022382
Book / Page5043 / 314
Instrument DateApr 29, 2026
Instrument202622382
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address760 FLEMING ST, FLEMING ISLAND, FL 32003-9341

Mortgage

Document Number0000022382,
DateMay 06, 2026
Book Page5043/314
Instrument202622382
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate4.99%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address760 FLEMING ST, FLEMING ISLAND, FL 32003-9341
Transaction TypeMortgage
Record UpdatedMay 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address760 FLEMING ST, FLEMING ISLAND, FL 32003-9341

Mortgage

Document Number0046060569
DateMay 11, 2022
Book Page4606/569
Instrument2022029871
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address760 FLEMING ST, FLEMING ISLAND, FL 32003-9341
Transaction TypeMortgage
Record UpdatedOct 28, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address760 FLEMING ST, FLEMING ISLAND, FL 32003-9341

Mortgage

Document Number0045231987
DateOct 19, 2021
Book Page4523/1987
Instrument2021066001
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$999.00 (-19.31%) Homeowner's exemption$105,643 (+5.99%)$236,826 (-3.45%) Land $100,000 Building $136,826
2023$1,238.00 (+14.42%) Homeowner's exemption$99,676 (+3%)$245,298 (+33.67%) Land $100,000 Building $145,298
2022$1,082.00 Homeowner's exemption$96,773$183,517 Land $60,000 Building $123,517

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 191 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024, other causes
Claims By Storm
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 7% of Florida
Wildfire LikelihoodAbout 1 in 5,263 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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