Harrison County property record for 786 Cambridge Dr, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,616 sqft · built 1971 |
| Owner | 2 Individual Names on Record |
| Tax Bill | $678 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Sep 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1109H-03-009.000 |
| Primary APN | 1109H-03-009.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,616 sqft Adjusted Area |
| 1st Floor Area | 2,205 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Pool Area | 320 sqft |
| Patio Area | 320 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 007710 |
|---|---|
| Street Address | 786 CAMBRIDGE DR |
| City | BILOXI |
| State | MS |
| Zip | 39532-3123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 13 SUNKIST MANOR 2ND ADD PHASE 1 |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 15 |
| Legal Subdivision | SUNKIST MANOR SUBD 2ND ADD PH |
| Legal Phase | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 3313 |
Source: Harrison County records, as of December 15, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 786 CAMBRIDGE DR, BILOXI, MS 39532-3123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 29, 2020 | Deed of Trust, Mortgage · VA Mortgage AMERICAN NEIGHBORHOOD MORTGAGE |
| Sep 14, 2018 | Deed of Trust, Mortgage AMERICAN NEIGHBORHOOD MORTGAGE ACC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 23, 2010 |
| Deed Sale | Feb 23, 2010 |
| Deed Document Number | 2010-0000444-D-J2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 786 CAMBRIDGE DR, BILOXI, MS 39532-3123 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202001710TJ2 |
|---|---|
| Date | May 29, 2020 |
| Instrument | 2020-01710-T-J2 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 786 CAMBRIDGE DR, BILOXI, MS 39532-3123 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2018 |
| Name | Verified Name |
|---|
| Document Number | 20180002688TJ2 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 2018-0002688-T-J2 |
| Name | AMERICAN NEIGHBORHOOD MORTGAGE ACC |
|---|---|
| Address | MOUNT LAUREL, NJ 08054 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $678.00 (+0.89%) Homeowner's exemption | $15,340 (+4.5%) | $153,395 (+4.49%) Land $34,500 Building $118,895 |
| 2024 | $672.00 (+0.9%) | ||
| 2023 | $666.00 Homeowner's exemption | $14,680 | $146,797 Land $34,500 Building $112,297 |
| 2022 | $666.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 145 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 145 in force |
| Nearby Flood Claims | 7 (2017–2026) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CoastConnect.
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