Harrison County property record for 778 Cambridge Dr, Biloxi, MS 39532
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 2,083 sqft · built 1970 |
| Owner | Individual Name on File |
| Tax Bill | $1,078 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1109H-03-007.000 |
| Primary APN | 1109H-03-007.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 2,083 sqft Adjusted Area |
| 1st Floor Area | 1,647 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Patio Area | 292 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 007708 |
|---|---|
| Street Address | 778 CAMBRIDGE DR |
| City | BILOXI |
| State | MS |
| Zip | 39532-3123 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 SUNKIST MANOR 2ND ADD PHASE 1 |
| Legal Range | 10 |
| Legal Township | 07 |
| Legal Section | 15 |
| Legal Subdivision | SUNKIST MANOR SUBD 2ND ADD PH |
| Legal Phase | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 3313 |
778 Cambridge Dr is owned and occupied by an individual who acquired it in October 2022.
Source: Harrison County records, as of December 15, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 778 CAMBRIDGE DR, BILOXI, MS 39532-3123 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 7, 2022 | Intrafamily Transfer, Transfer · VA Mortgage NATIONSTAR MORTGAGE |
| Feb 21, 2020 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 7, 2022 |
| Transfer Doc | 20220007933DJ2 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Oct 7, 2022 |
| Property Address | 778 CAMBRIDGE DR, BILOXI, MS 39532-3123 |
| Document Number | 20220007933DJ2 |
| Map Reference | PB 6 PG 8 |
| Instrument Date | Sep 29, 2022 |
| Instrument | 2022-0007933-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Oct 26, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 778 CAMBRIDGE DR, 778, BILOXI, MS 39532-3123 |
| Name | Verified Name |
|---|---|
| Address | 778 CAMBRIDGE DR, BILOXI, MS 39532-3123 |
| Document Number | 20220007934TJ2 |
|---|---|
| Date | Oct 7, 2022 |
| Instrument | 2022-0007934-T-J2 |
| Name | NATIONSTAR MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARRISON MS |
| Property Address | 778 CAMBRIDGE DR, BILOXI, MS 39532-3123 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202000547TJ2 |
|---|---|
| Date | Feb 21, 2020 |
| Instrument | 2020-00547-T-J2 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 778 Cambridge Dr was $1,078 with exemptions applied, up 23.8% from the year before.
Source: Harrison County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,078.00 (+23.77%) Homeowner's exemption Disabled Person's exemption | $12,337 | $123,371 Land $34,500 Building $88,871 |
| 2024 | $871.00 (+1.28%) | ||
| 2023 | $860.00 Homeowner's exemption Disabled Person's exemption | $10,573 | $105,730 Land $34,500 Building $71,230 |
| 2022 | $860.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 778 Cambridge Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 145 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 145 in force |
| Nearby Flood Claims | 7 (2017–2026) |
| Claims Outside the SFHA | 4 of 7 |
| Most Recent Claim | Jun 2026 · Tropical Storm Arthur |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 778 Cambridge Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: CoastConnect.
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