774 Cambridge Dr, Biloxi, MS 39532 Property Records

Harrison County property record for 774 Cambridge Dr, Biloxi, MS 39532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 2,010 sqft · built 1970
Owner	Individual Name on File
Last Sale	$149,000 (Jun 2018)
Tax Bill	$1,170 (2025)
Deeds & Mortgages	May 2017 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1109H-03-006.000`

Property Details

APN / Parcel Number

Primary APN	`1109H-03-006.000`
Alternative APN	`007707`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	2,010 sqft Adjusted Area
1st Floor Area	1,562 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Metal
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	007707
Street Address	774 CAMBRIDGE DR
City	BILOXI
State	MS
Zip	39532-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 SUNKIST MANOR 2ND ADD PHASE 1
Legal Range	10
Legal Township	07
Legal Section	15
Legal Subdivision	SUNKIST MANOR SUBD 2ND ADD PH
Legal Phase	1
Legal Lot Number	10
Jurisdiction	HARRISON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2025
Census Tract	3313

Owner

774 Cambridge Dr is owned and occupied by an individual who bought it in June 2018.

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	774 CAMBRIDGE DR, BILOXI, MS 39532-3123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2017	Deed of Trust, Mortgage KEESLER FCU
Jun 1, 2018	Deed of Trust, Mortgage GULF SOUTH MORTGAGE LLC
Jun 1, 2018	Warranty Deed, Transfer
Jun 1, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2018 · Amount on File
Deed Sale	Jun 1, 2018 · Amount on File
Prior Sale	Jun 1, 2018
Deed Document Number	2018-0001208-D-J2
Record Updated	Jun 8, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	774 CAMBRIDGE DR, BILOXI, MS 39532-3123
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20170001548TJ2
Date	May 23, 2017
Instrument	2017-0001548-T-J2

Lender

Name	KEESLER FCU
Type	Credit Union
Address	SAN TAN VALLEY, AZ 85140

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 1, 2047

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	774 CAMBRIDGE DR, BILOXI, MS 39532-3123
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180001553TJ2
Date	Jun 1, 2018
Instrument	2018-0001553-T-J2

Lender

Name	GULF SOUTH MORTGAGE LLC
Address	TROY, MI 48083

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Adjustable Rate

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jun 1, 2018
Property Address	774 CAMBRIDGE DR, BILOXI, MS 39532-3123
Document Number	20180001208DJ2
Instrument Date	May 31, 2018
Instrument	2018-0001208-D-J2
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2114 AMES ST, 2114, BILOXI, MS 39531-2329

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	774 CAMBRIDGE DR, BILOXI, MS 39532-3123

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRISON MS
Recording Date	Jun 1, 2018
Property Address	774 CAMBRIDGE DR, BILOXI, MS 39532-3123
Document Number	0020181208
Instrument Date	May 31, 2018
Instrument	2018-1208
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	774 CAMBRIDGE DR, BILOXI, MS 39532-3123

Tax Assessment & Valuation

The 2025 property tax bill for 774 Cambridge Dr was $1,170 with exemptions applied, up 5.8% from the year before.

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Biloxi City
Unified School District	Biloxi Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,170.00 (+5.79%) Homeowner's exemption Disabled Person's exemption	$13,158	$131,575 Land $34,500 Building $97,075
2024	$1,106.00 (+1.19%)
2023	$1,093.00 Homeowner's exemption Disabled Person's exemption	$12,696	$126,964 Land $34,500 Building $92,464
2022	$1,093.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 774 Cambridge Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 145 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	145 in force
Nearby Flood Claims	7 (2017–2026)
Claims Outside the SFHA	4 of 7
Most Recent Claim	Jun 2026 · Tropical Storm Arthur
Claims by Event	Hurricane Zeta, Oct 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 774 Cambridge Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 80% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CoastConnect.

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