786 20th St, Oakland, CA 94612 Property Records

Alameda County property record for 786 20th St, Oakland, CA 94612

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,776 sqft · built 1903
Lot Size	0.032 acres (1,400 sqft)
Owner	Company Name on File
Last Sale	$175,000 (Mar 2011)
Tax Bill	$5,356 (2025)
Deeds & Mortgages	Apr 2023 Mortgage Apr 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-35-25`

Property Details

APN / Parcel Number

Primary APN	`3-35-25`
Alternative APN	`003-0035-025-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	2 Units
Building Area	1,776 sqft Living Area

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	1,400 sqft (0.032 acres)

Location & Zoning

Street Address	786 20TH ST
City	OAKLAND
State	CA
Zip	94612-1013
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT: 00025 BLK: AR: 0003 PAGE: 0035
Legal Subdivision	CURTIS & WILLIAMS
Legal Block	L
Legal Lot Number	1
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1019
Census Tract	402700

Owner

786 20th St, a duplex, is owned by a company that bought it in March 2011.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Company Name on File
Mailing Address	202 W SUPERIOR ST, 721, DULUTH, MN 55802-1915
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Apr 16, 2019	Deed of Trust, Mortgage · ARM FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 8, 2011 · Amount on File
Deed Sale	Mar 8, 2011 · Amount on File
Prior Sale	Jan 13, 2011 · Amount on File
Deed Document Number	201176010
Prior Transfer Date	Jul 26, 1996
Prior Transfer Doc	0000192573
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	786 20TH ST, OAKLAND, CA 94612-1013
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 BROADWAY, OAKLAND, CA 94607-3791

Mortgage

Document Number	0000047545
Date	Apr 27, 2023
Instrument	2023047545

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Type Change Date	May 1, 2030
Change Frequency	Monthly
Min Rate At Change	3.95%
Index	1-Year T-Bill
Max Rate	10.9%

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	786 20TH ST, OAKLAND, CA 94612-1013
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068498
Date	Apr 16, 2019
Instrument	2019068498

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.85%
Type Change Date	Jul 1, 2024
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

Tax Assessment & Valuation

The 2025 property tax bill for 786 20th St was $5,356.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$228,675 (+2%) Land $68,602 Building $160,073
2025	$5,356.00	$224,191 Land $67,257 Building $156,934
2023	$5,242.00	$215,488 Land $64,646 Building $150,842

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 786 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 786 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 883 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

Nearby Properties on 20th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures