780 20th St, Oakland, CA 94612 Property Records

Alameda County property record for 780 20th St, Oakland, CA 94612

Property Summary

Property Type	Duplex
Details	4 bd · 4 ba · 2,147 sqft · built 1900
Lot Size	0.057 acres (2,500 sqft)
Owner	2 Individual Names on File
Last Sale	$940,000 (Aug 2018)
Tax Bill	$16,176 (2025)
Deeds & Mortgages	May 2019 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`3-35-24`

Property Details

APN / Parcel Number

Primary APN	`3-35-24`
Alternative APN	`003-0035-024-00`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	11 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,147 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,500 sqft (0.057 acres)

Location & Zoning

Street Address	780 20TH ST
City	OAKLAND
State	CA
Zip	94612-1013
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	LOT: 00024 BLK: AR: 0003 PAGE: 0035
Legal Subdivision	CURTIS & WILLIAMS
Legal Block	L
Legal Lot Number	12
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	1
Census Block	1019
Census Tract	402700

Owner

780 20th St, a duplex, is owned by two individuals who bought it in August 2018.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	782 20TH ST, OAKLAND, CA 94612-1013
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Apr 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK
Jun 27, 2019	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Aug 28, 2018	Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2018 · Amount on File
Deed Sale	Aug 28, 2018 · Amount on File
Prior Sale	Dec 22, 2004 · Amount on File
Deed Document Number	2018168067
Prior Transfer Date	Nov 28, 1995
Prior Transfer Doc	0000284356
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	780 20TH ST, OAKLAND, CA 94612-1013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095019
Date	May 22, 2019
Instrument	2019095019

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jun 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6.25%
Index	1-Year LIBOR
Max Rate	10.2%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	780 20TH ST, OAKLAND, CA 94612-1013
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000097270
Date	Apr 28, 2020
Instrument	2020097270

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	780 20TH ST, OAKLAND, CA 94612-1013
Document Number	0000143819
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	780 20TH ST OAKLAND CA 946121013, OAKLAND, CA 94612-1013

Mortgage

Document Number	0000143819
Date	Jul 26, 2019
Instrument	143819

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2049

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Aug 28, 2018
Property Address	780 20TH ST, OAKLAND, CA 94612-1013
Document Number	0000168067
Map Reference	MB 2 PG 20
Instrument Date	Aug 19, 2018
Instrument	2018168067
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	780 20TH ST, OAKLAND, CA 94612-1013

Mortgage

Document Number	0000168068
Date	Aug 28, 2018
Instrument	2018168068

Lender

Name	MASON MCDUFFIE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 780 20th St was $16,176.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,092,297 (+2%) Land $320,862 Building $771,435
2025	$16,176.00	$1,070,880 Land $314,571 Building $756,309
2023	$16,410.00	$1,029,301 Land $302,357 Building $726,944

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 780 20th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 780 20th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 883 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Google Fiber.

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