7850 Oceanside Dr, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 7850 Oceanside Dr, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,642 sqft · built 1947
Lot Size	0.122 acres (5,314 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Mar 2022)
Tax Bill	$2,366 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`74-23-700-0009-000`

Property Details

APN / Parcel Number

Primary APN	`74-23-700-0009-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,642 sqft Living Area
1st Floor Area	1,191 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Lot Area	5,314 sqft (0.122 acres)
Lot Dimensions	106 ft deep x 50 ft wide
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7850 OCEANSIDE DR
City	IRA
State	MI
Zip	48023-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU
Legal Description	LOT 8 EX S 40 FT & EX N 50 FT THEREOF SUPERVISOR BOWERS ROSE PLAT
Legal Subdivision	SUPERVISOR BOWERS ROSE PLAT
Legal Lot Number	8
Legal Unit	8
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	1
Census Block	1003
Census Tract	650200

Owner

7850 Oceanside Dr is owned and occupied by an individual who bought it in March 2022.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7850 OCEANSIDE DR, IRA, MI 48023-2525
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 18, 2022 · Amount on File
Deed Sale	Mar 18, 2022 · Amount on File
Deed Document Number	20226551
Deed Book / Page	5499 / 980
Prior Transfer Date	Sep 22, 2008
Prior Transfer Doc	0038790280
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Mar 18, 2022
Property Address	7850 OCEANSIDE DR, IRA, MI 48023-2525
Document Number	0005499980
Book / Page	5499 / 980
Map Reference	LB 52 PG 26
Instrument Date	Mar 15, 2022
Instrument	2022006551
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$1,140.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7850 OCEANSIDE DR, 7850, IRA, MI 48023-2525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17300 HEATHER LN, CLINTON TOWNSHIP, MI 48038-2827

Mortgage

Document Number	2022006553
Date	Mar 18, 2022
Instrument	2022006553

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Mortgage

Document Number	0005499981
Date	Mar 18, 2022
Book Page	5499/981
Instrument	2022006552

Lender

Name	MICHIGAN SCHOOLS & GOVERNMENT CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 7850 Oceanside Dr was $2,366 with a homeowner's exemption, up 5.5% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,600 (+6.79%)	$223,200
2025	$2,366.00 (+5.53%) Homeowner's exemption	$104,500
2024	$2,242.00		$209,000
2023		$90,400
2022	$1,746.00		$180,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7850 Oceanside Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 120 policies
Nearby Flood Policies	120 in force
Nearby Flood Claims	219 (1978–2026)
Claims Outside the SFHA	60 of 219
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7850 Oceanside Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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