7750 Oceanside Dr, Ira (Fair Haven), MI 48023 Property Records

St. Clair County property record for 7750 Oceanside Dr, Ira, MI 48023

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,524 sqft · built 1948
Lot Size	0.118 acres (5,140 sqft)
Owner	Individual Name on Record
Tax Bill	$2,181 (2025)
Deeds & Mortgages	May 2026 Mortgage Jul 2021 Transfer
Flood Zone	Zone AE (high risk)
APN	`74-23-520-0026-000`

Property Details

APN / Parcel Number

Primary APN	`74-23-520-0026-000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,524 sqft Living Area
1st Floor Area	1,524 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Lot Area	5,140 sqft (0.118 acres)
Lot Dimensions	57 ft deep x 90.4 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	7750 OCEANSIDE DR
City	IRA
State	MI
Zip	48023-2524
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	N 20' OF LOT 21, LOT 22 & S 20.4' OF LOT 23 EXC E 110' THEREOF THE ROSE FARM SUBD.
Legal Subdivision	THEREOF THE ROSE FARM SUBD
Legal Lot Number	21-23
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	IRA
Census Block Group	1
Census Block	1003
Census Tract	650200

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7750 OCEANSIDE DR, IRA, MI 48023-2524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jul 30, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 27, 2021
Transfer Doc	5400723
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Recording Date	May 4, 2026
Property Address	7750 OCEANSIDE DR, IRA, MI 48023-2524
Document Number	0000009008
Book / Page	5920 / 637
Instrument Date	Apr 25, 2026
Instrument	20269008
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate, 156
Address	7750 OCEANSIDE DR, IRA, MI 48023-2524

Mortgage

Document Number	0000009008,
Date	May 4, 2026
Book Page	5920/637
Instrument	20269008

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAINT CLAIR MI
Recording Date	Jul 30, 2021
Property Address	7750 OCEANSIDE DR, IRA, MI 48023-2524
Document Number	5400723
Book / Page	5400 / 723
Map Reference	LB 22 PG 221
Instrument Date	Jul 27, 2021
Instrument	2021021977
Transaction Type	Transfer
Record Updated	Aug 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7750 OCEANSIDE DR, 7750, IRA, MI 48023-2524

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	35625 HERMITAGE CT, NEW BALTIMORE, MI 48047-1064

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Ira Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,800 (+7.12%)	$249,600 (+7.12%)
2025	$2,181.00 (+35.97%) Homeowner's exemption	$116,500 (+15.46%)
2024	$1,604.00 (+9.41%)		$233,000 (+15.46%)
2023		$100,900
2022	$1,466.00		$201,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	579.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 policies
Nearby Flood Policies	120 in force
Nearby Flood Claims	219 (1978–2026)
Claims Outside the SFHA	60 of 219
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRA TOWNSHIP serves 6,510 people · EPA ID MI0003390
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

Nearby Properties on Oceanside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures