St. Clair County property record for 7738 Oceanside Dr, Ira, MI 48023 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1920 |
| Square Footage | 1,440 sqft Living Area |
| Lot Size | 2,091 sqft (0.048 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $235,000 (2022) |
| Tax Bill | $1,832.00 (2025) |
| Primary APN | 74-23-520-0027-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,440 sqft Living Area |
| 1st Floor | 864 sqft 1st Floor |
| Stories | 2 Stories |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 2,091 sqft (0.048 acres) |
| Depth X Width | 50 ft x 41.6 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 280 sqft Garage |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Street Address | 7738 OCEANSIDE DR |
|---|---|
| City | IRA |
| State | MI |
| Zip | 48023-2524 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | N 29.6 FT OF LOT 23 EXC E 110 FT & S 12 FT OF LOT 24 EXC E 110 FT. THE ROSE FARM SUBDIVISION T3NR15E SEC 23 |
| Legal Range | 15E |
| Legal Township | 03N |
| Legal Section | 12 |
| Legal Subdivision | FT THE ROSE FARM SUBDIVISION |
| Legal Lot Number | 23-24 |
| Legal Unit | 23,24 |
| Jurisdiction | SAINT CLAIR MI |
| Minor Civil Division | IRA |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 650200 |
Source: St. Clair County records · APN 74-23-520-0027-000
Assessment roll updated October 7, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7738 OCEANSIDE DR, IRA, MI 48023-2524 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 17, 2022 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 01, 2022 | Warranty Deed, Transfer FIRST PREMIER TITLE AGENCY, FIRST PREMIER TITLE AGCY LLC |
| Jul 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 01, 2022 · Amount on Record |
| Deed Sale | Dec 01, 2022 · Amount on Record |
| Prior Sale | Jul 15, 2020 · Amount on Record |
| Deed Doc Number | 202226447 |
| Deed Book / Page | 5582 / 33 |
| Prior Transfer Date | Dec 05, 2008 |
| Prior Transfer Doc | 003901/053 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 7738 OCEANSIDE DR, IRA, MI 48023-2524 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 47274 BRENNAN DR, MACOMB, MI 48044-3096 |
| Document Number | 0005571319 |
|---|---|
| Date | Oct 17, 2022 |
| Book Page | 5571/319 |
| Instrument | 2022023814 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Dec 01, 2022 |
| Property Address | 7738 OCEANSIDE DR, IRA, MI 48023-2524 |
| Document Number | 0000558233 |
| Book / Page | 5582 / 33 |
| Map Reference | LB 22 PG 221 |
| Instrument Date | Oct 11, 2022 |
| Instrument | 2022026447 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2022 |
| Title Company | FIRST PREMIER TITLE AGENCY, FIRST PREMIER TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,762.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7738 OCEANSIDE DR, IRA, MI 48023-2524 |
| Name | Verified Name |
|---|---|
| Address | 7738 OCEANSIDE DR, IRA, MI 48023-2524 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 15, 2020 |
| Property Address | 7738 OCEANSIDE DR, IRA, MI 48023-2524 |
| Document Number | 0005212282 |
| Book / Page | 5212 / 282 |
| Map Reference | LB 22 PG 221 |
| Instrument Date | Jul 02, 2020 |
| Instrument | 2020016018 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,387.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8835 COLONY DR, 8835, CLAY, MI 48001-4128 |
| Name | Verified Name |
|---|---|
| Address | 7738 OCEANSIDE DR, IRA, MI 48023-2524 |
| Document Number | 0052160768 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 5216/768 |
| Instrument | 2020017068 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Ira Township |
| Unified School District | Algonac Community School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,832.00 (-34.05%) Homeowner's exemption | $103,400 (+17.1%) | |
| 2024 | $2,778.00 (+11.84%) | $206,800 (+17.1%) | |
| 2023 | $88,300 | ||
| 2022 | $2,484.00 | $176,600 |
7738 Oceanside Dr is in FEMA Zone AE, inside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Clair County (26147C), updated July 20, 2022
| FEMA Flood Zone | Zone AE Coastal floodplain |
|---|---|
| Special Flood Hazard Area | Yes flood insurance required for federally backed mortgages |
| Floodway | No |
| Base Flood Elevation | 579.0 ft vertical datum per the FIRM (NAVD88 on current maps) |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures