7850 Hwy 128, Philo, CA 95466 Property Records

Mendocino County property record for 7850 Hwy 128, Philo, CA 95466

Property Summary

Property Type	Single Family Home
Lot Size	5.11 acres (223,027 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Jul 1999)
Tax Bill	$16,312 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Mar 2023 Transfer
Flood Zone	Zone X (minimal risk)
APN	`046-040-30`

Property Details

APN / Parcel Number

Primary APN	`046-040-30`
Alternative APN	`046-040-30-00`

Exterior

Lot Area	223,027 sqft

Location & Zoning

Old Parcel Number	046-040-30
Street Address	7850 HIGHWAY 128
City	PHILO
State	CA
Zip	95466-9582
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR5
Legal Description	PM LOT 000001 MAP 000048 45/46
Legal Block	2
Legal Lot Number	1
Jurisdiction	MENDOCINO CA
Township / Civil Division	MENDOCINO
Census Block Group	2
Census Block	2009
Census Tract	11200

Owner

7850 Hwy 128 is owned and occupied by an individual who acquired it in March 2023.

Source: Mendocino County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 30, PHILO, CA 95466-0030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2025	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Mar 17, 2023	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 1999 · Amount on File
Deed Sale	Jul 21, 1999 · Amount on File
Prior Sale	May 21, 1999 · Amount on File
Deed Document Number	199914264
Last Transfer Date	Mar 10, 2023
Transfer Doc	0000002110
Record Updated	Sep 20, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	7850 HIGHWAY 128, PHILO, CA 95466-9582
Transaction Type	Mortgage
Record Updated	Jan 26, 2026
Title Company	FIDELITY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 30, PHILO, CA 95466-0030
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000130
Date	Jan 6, 2025
Instrument	2025-00130

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2023: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	MENDOCINO CA
Recording Date	Mar 17, 2023
Property Address	7850 HIGHWAY 128, PHILO, CA 95466-9582
Document Number	0000002110
Map Reference	CASE 2 DR 48 PG 45&4
Instrument Date	Feb 15, 2023
Instrument	2023-02110
Transaction Type	Transfer
Record Updated	Apr 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 30, PHILO, CA 95466-0030
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 7850 Hwy 128 was $16,312 with a homeowner's exemption.

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Unified School District	Anderson Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,479,661 (+2%) Land $211,630 Building $1,268,031
2025	$16,312.00 Homeowner's exemption	$1,450,649 Land $207,481 Building $1,243,168
2023	$28,436.00	$2,489,338 Land $199,425 Building $2,289,913
2020	$15,142.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7850 Hwy 128 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7850 Hwy 128 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Further Reach Fixed Wireless · DSL in parts of the area	200 / 200
101Netlink Fixed Wireless	100 / 20
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hwy 128

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