7850 Gresham Ln S, Cottage Grove, MN 55016 Property Records

Washington County property record for 7850 Gresham Ln S, Cottage Grove, MN 55016

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 960 sqft · built 1959
Lot Size	0.272 acres (11,835 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Aug 2018)
Tax Bill	$3,618 (2026)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-027-21-43-0011`

Property Details

APN / Parcel Number

Primary APN	`07-027-21-43-0011`
Alternative APN	`284972250`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	960 sqft Living Area
Basement Area	795 sqft
Finished Basement	795 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,835 sqft (0.272 acres)
Lot Dimensions	147 ft deep x 80 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7850 GRESHAM LN S
City	COTTAGE GROVE
State	MN
Zip	55016-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME THOMPSON'S GROVE 8TH ADD LOT 6 BLOCK 1 SUBDIVISIONCD 28497
Legal Range	21W
Legal Township	27N
Legal Section	07
Legal Subdivision	THOMPSON'S GROVE 8TH ADD
Legal Block	1
Legal Lot Number	6
Jurisdiction	WASHINGTON MN
Township / Civil Division	COTTAGE GROVE
Census Block Group	1
Census Block	1012
Census Tract	71400

Owner

7850 Gresham Ln S is owned and occupied by two individuals who bought it in August 2018.

Source: Washington County records, as of June 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7850 GRESHAM LN S, COTTAGE GROVE, MN 55016-2637
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2018 · Amount on File
Deed Sale	Aug 10, 2018 · Amount on File
Prior Sale	Apr 22, 2004 · Amount on File
Deed Document Number	20181254899
Prior Transfer Date	May 9, 2012
Prior Transfer Doc	0000013737
Record Updated	Oct 29, 2026

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Aug 10, 2018
Property Address	7850 GRESHAM LN S, COTTAGE GROVE, MN 55016-2637
Document Number	0001254899
Instrument Date	Jul 18, 2018
Instrument	1254899
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	EDINA REALTY TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7850 GRESHAM LN S, COTTAGE GROVE, MN 55016-2637

Mortgage

Document Number	0001254900
Date	Aug 10, 2018
Instrument	1254900

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 7850 Gresham Ln S was $3,618 with a homeowner's exemption.

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cottage Grove City
County	Washington County
Unified School District	South Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,618.00 Homeowner's exemption
2025		$289,300 (+4.29%) Land $110,000 Building $179,300	$289,300 (+4.29%) Land $110,000 Building $179,300
2024		$277,400 Land $100,000 Building $177,400	$277,400 Land $100,000 Building $177,400
2023	$3,218.00
2022		$269,700 Land $114,500 Building $155,200	$269,700 Land $114,500 Building $155,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7850 Gresham Ln S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7850 Gresham Ln S is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 89% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cottage Grove serves 42,760 people · EPA ID MN1820004
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

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