7846 Gresham Ln S, Cottage Grove, MN 55016 Property Records

Washington County property record for 7846 Gresham Ln S, Cottage Grove, MN 55016

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1959
Lot Size	0.312 acres (13,604 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,300 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Sep 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`07-027-21-43-0072`

Property Details

APN / Parcel Number

Primary APN	`07-027-21-43-0072`
Alternative APN	`284972200`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
Basement Area	200 sqft
Finished Basement	200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,604 sqft (0.312 acres)
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7846 GRESHAM LN S
City	COTTAGE GROVE
State	MN
Zip	55016-2637
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME THOMPSON'S GROVE 8TH ADD LOT 5 BLOCK 1 SUBDIVISIONCD 28497
Legal Range	21W
Legal Township	27N
Legal Section	07
Legal Subdivision	THOMPSON'S GROVE 8TH ADD
Legal Block	1
Legal Lot Number	5
Jurisdiction	WASHINGTON MN
Township / Civil Division	COTTAGE GROVE
Census Block Group	1
Census Block	1012
Census Tract	71400

Owner

Source: Washington County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7846 GRESHAM LN S, COTTAGE GROVE, MN 55016-2637
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO
Sep 20, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Sep 14, 2022
Transfer Doc	0001283692
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Recording Date	Jul 23, 2026
Property Address	7846 GRESHAM LN S, COTTAGE GROVE, MN 55016-2637
Document Number	0001300408
Instrument Date	Jul 13, 2026
Instrument	20261300408
Transaction Type	Mortgage
Record Updated	Aug 7, 2026
Title Company	PRESTIGE TITLE SPECIALISTS INC, TITLE SPECIALISTS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7772 RIMBLEY RD, SAINT PAUL, MN 55125-4026

Mortgage

Document Number	0001300408,
Date	Jul 23, 2026
Instrument	20261300408

Lender

Name	WELLS FARGO

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WASHINGTON MN
Recording Date	Sep 20, 2022
Property Address	7846 GRESHAM LN S, COTTAGE GROVE, MN 55016-2637
Document Number	0001283692
Instrument Date	Sep 14, 2022
Instrument	1283692
Transaction Type	Transfer
Record Updated	May 21, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7846 GRESHAM LN S, COTTAGE GROVE, MN 55016-2637

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Cottage Grove City
County	Washington County
Unified School District	South Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,300.00 (+13.17%) Homeowner's exemption
2025		$266,600 (+3.86%) Land $110,000 Building $156,600	$266,600 (+3.86%) Land $110,000 Building $156,600
2024		$256,700 (+4.14%) Land $100,000 Building $156,700	$256,700 (+4.14%) Land $100,000 Building $156,700
2023	$2,916.00
2022		$246,500 Land $114,500 Building $132,000	$246,500 Land $114,500 Building $132,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Cottage Grove serves 42,760 people · EPA ID MN1820004
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire.

Nearby Properties on Gresham Ln S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures