7872 Gresham Ln S, Cottage Grove, MN 55016 Property Records

Washington County property record for 7872 Gresham Ln S, Cottage Grove, MN 55016

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 960 sqft · built 1959
Lot Size0.506 acres (22,020 sqft)
Owner2 Individual Names on Record
Last Sale$189,400 (Jul 2004)
Tax Bill$3,382 (2026)
Deeds & MortgagesDec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-027-21-43-0016

Property Details

APN / Parcel Number

Primary APN07-027-21-43-0016
Alternative APN
  • 284972500

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
Basement Area297 sqft
Finished Basement297 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1959
Architectural StyleRanch
Exterior MaterialMetal
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area22,020 sqft (0.506 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address7872 GRESHAM LN S
CityCOTTAGE GROVE
StateMN
Zip55016-2637
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME THOMPSON'S GROVE 8TH ADD LOT 11 BLOCK 1 SUBDIVISIONCD 28497
Legal Range21W
Legal Township27N
Legal Section07
Legal SubdivisionTHOMPSON'S GROVE 8TH ADD
Legal Block1
Legal Lot Number11
JurisdictionWASHINGTON MN
Township / Civil DivisionCOTTAGE GROVE
Census Block Group1
Census Block1012
Census Tract71400

Owner

Source: Washington County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7872 GRESHAM LN S, COTTAGE GROVE, MN 55016-2637
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2004 · Amount on Record
Deed SaleJul 28, 2004 · Amount on Record
Prior SaleOct 28, 2002 · Amount on Record
Deed Document Number200485052
Record UpdatedSep 20, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MN
Property Address7872 GRESHAM LN S, COTTAGE GROVE, MN 55016-2637
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001256854
DateDec 5, 2018
Instrument1256854
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueDec 17, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

TypeName
StateMinnesota
MunicipalityCottage Grove City
CountyWashington County
Unified School DistrictSouth Washington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,382.00 (+11.1%) Homeowner's exemption
2025$272,400 (+4.53%) Land $110,000 Building $162,400$272,400 (+4.53%) Land $110,000 Building $162,400
2024$260,600 (+1.68%) Land $100,000 Building $160,600$260,600 (+1.68%) Land $100,000 Building $160,600
2023$3,044.00
2022$256,300 Land $114,500 Building $141,800$256,300 Land $114,500 Building $141,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 20, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 89% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCottage Grove
serves 42,760 people · EPA ID MN1820004
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: GigFire.

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