785 Simpson Ave, Elburn, IL 60119 Property Records

Kane County property record for 785 Simpson Ave, Elburn, IL 60119

Property Summary

Property Type	Single Family Home
Details	built 2018
Owner	2 Individual Names on Record
Last Sale	$435,000 (May 2024)
Tax Bill	$12,365 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage May 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-05-420-006`

Property Details

APN / Parcel Number

Primary APN	`11-05-420-006`

Exterior

Year Built	Built 2018

Location & Zoning

Street Address	785 SIMPSON AVE
City	ELBURN
State	IL
Zip	60119-3404
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ELBURN STATION - UNIT 2 LT 44
Legal Subdivision	ELBURN STATION
Legal Block	1
Legal Lot Number	44
Legal Unit	2
Jurisdiction	KANE IL
Township / Civil Division	BLACKBERRY
Census Block Group	1
Census Block	1052
Census Tract	854507

Owner

Source: Kane County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	529 PHILLIPS AVE, GLEN ELLYN, IL 60137-5003
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 2, 2024	Warranty Deed, Transfer · FHA Mortgage SERVION INC
May 28, 2019	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Aug 8, 2018	Warranty Deed, Subdivision Related Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2024 · Amount on Record
Deed Sale	May 2, 2024 · Amount on Record
Prior Sale	Aug 8, 2018 · Amount on Record
Deed Document Number	202414539
Prior Transfer Date	Jul 13, 2020
Prior Transfer Doc	0000038282
Record Updated	Oct 29, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 2, 2024
Property Address	785 SIMPSON AVE, ELBURN, IL 60119-3404
Document Number	0000014539
Map Reference	DOC 2017K064833
Instrument Date	Apr 16, 2024
Instrument	2024K014539
Transaction Type	Transfer
Record Updated	May 9, 2024
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$435.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	785 SIMPSON AVE, ELBURN, IL 60119-3404

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	785 SIMPSON AVE, ELBURN, IL 60119-3404

Mortgage

Document Number	0000014540
Date	May 2, 2024
Instrument	2024K014540

Lender

Name	SERVION INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Fixed Rate
Rate	7.12%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	785 SIMPSON AVE, ELBURN, IL 60119-3404
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021234
Date	May 28, 2019
Instrument	2019K021234

Lender

Name	PNC BANK NA
Type	Bank
Address	CLEVELAND, OH 44101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 14, 2059

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Aug 8, 2018
Property Address	785 SIMPSON AVE, ELBURN, IL 60119-3404
Document Number	0000038561
Instrument Date	Aug 3, 2018
Instrument	38561
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 27, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount Recorded
Tax	$473.25
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 SIMPSON AVE ELBURN IL 601193404, ELBURN, IL 60119-3404

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Blackberry Township
Municipality	Elburn Village
Unified School District	Kaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,365.00 (+17.67%)	$157,561 (+10.91%) Land $21,658 Building $135,903	$472,872 (+10.91%) Land $65,000 Building $407,872
2024		$142,058 (+23.02%) Land $19,890 Building $122,168	$426,345 (+23.07%) Land $59,694 Building $366,651
2022	$10,508.00 (+4.93%) Homeowner's exemption	$115,477 (+4.48%) Land $16,475 Building $99,002	$346,431 (+4.48%) Land $49,425 Building $297,006
2021	$10,014.00 Homeowner's exemption	$110,526 Land $15,769 Building $94,757	$331,578 Land $47,307 Building $284,271

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELBURN serves 6,559 people · EPA ID IL0890300
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Verizon.

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