785 Riverbend Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 785 Riverbend Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,022 sqft · built 1971
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$159,900 (Oct 2017)
Tax Bill	$3,084 (2023)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-46-000-019`

Property Details

APN / Parcel Number

Primary APN	`002-46-000-019`
Alternative APN	`0024600001900`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	3,022 sqft Living Area
1st Floor Area	2,173 sqft
Basement Area	1,181 sqft
Unfinished Basement	1,181 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	17,860 sqft (0.41 acres)
Garage Area	528 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	785 RIVERBEND DR
City	OWOSSO
State	MI
Zip	48867-1065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BEND SUB RUSH TWP LOT 19
Legal Subdivision	RIVER BEND SUB
Legal Lot Number	19
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	RUSH
Census Block Group	2
Census Block	2080
Census Tract	30200

Owner

785 Riverbend Dr is owned and occupied by two individuals who bought it in October 2017.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	785 RIVERBEND DR, OWOSSO, MI 48867-1065
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE 1 INC
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage OTHER INSTITUTIONAL LENDERS
Oct 2, 2017	Warranty Deed, Transfer · VA Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017 · Amount on File
Deed Sale	Oct 2, 2017 · Amount on File
Deed Document Number	20173302058
Deed Book / Page	1238 / 746
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	785 RIVERBEND DR, OWOSSO, MI 48867-1065
Transaction Type	Mortgage
Record Updated	Aug 19, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	785 RIVERBEND DR, OWOSSO, MI 48867-1065

Mortgage

Document Number	0012850824
Date	Aug 5, 2021
Book Page	1285/824
Instrument	3349629

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	785 RIVERBEND DR, OWOSSO, MI 48867-1065
Document Number	0012610841
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	785 RIVERBEND DR OWOSSO MI 488671065, OWOSSO, MI 48867-1065

Mortgage

Document Number	0012610841
Date	Oct 7, 2019
Book Page	001261/000841
Instrument	3325408

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Oct 2, 2017
Property Address	785 RIVERBEND DR, OWOSSO, MI 48867-1065
Document Number	0012380746
Book / Page	001238 / 000746
Instrument Date	Sep 25, 2017
Instrument	3302058
Transaction Type	Transfer
Record Updated	Jan 10, 2019
Title Company	ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,199.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	651 W HENDERSON RD OWOSSO MI 488678815, OWOSSO, MI 48867-8815

Mortgage

Document Number	12380747
Date	Oct 2, 2017
Book Page	001238/000747
Instrument	3302059

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	STERLING HEIGHTS, MI 48314

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Rush Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,500 (+12.85%)	$281,000 (+12.85%)
2025	Homeowner's exemption	$124,500	$249,000
2023	$3,084.00 Homeowner's exemption	$114,300	$228,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 785 Riverbend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 785 Riverbend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: DayStarr, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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