740 Riverbend Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 740 Riverbend Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,004 sqft · built 1954
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$230,476 (Nov 2020)
Tax Bill	$4,142 (2024)
Deeds & Mortgages	Jan 2026 Transfer Apr 2024 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`002-46-000-008`

Property Details

APN / Parcel Number

Primary APN	`002-46-000-008`
Alternative APN	`0024600000800`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,004 sqft Living Area
1st Floor Area	2,004 sqft
Basement Area	668 sqft
Unfinished Basement	668 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Lot Area	17,424 sqft (0.4 acres)
Garage Area	644 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	740 RIVERBEND DR
City	OWOSSO
State	MI
Zip	48867-1066
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BEND SUB RUSH TWP LOT 8
Legal Subdivision	RIVER BEND SUB
Legal Lot Number	8
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	RUSH
Census Block Group	2
Census Block	2080
Census Tract	30200

Owner

740 Riverbend Dr is owned and occupied by two individuals who acquired it in January 2026.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	740 RIVERBEND DR, OWOSSO, MI 48867-1066
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2026	Intrafamily Transfer, Transfer
Apr 2, 2024	Deed of Trust, Mortgage · Line of Credit PFCU
Jul 13, 2017	Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING CORP
Nov 30, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC
Jun 9, 2020	Warranty Deed, Transfer DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE
May 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 30, 2020 · Amount on File
Deed Sale	Nov 30, 2020 · Amount on File
Prior Sale	Jun 9, 2020 · Amount on File
Deed Document Number	20203339358
Deed Book / Page	1275 / 673
Last Transfer Date	Jan 15, 2026
Transfer Doc	0013340717
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Jan 23, 2026
Property Address	740 RIVERBEND DR, OWOSSO, MI 48867-1066
Document Number	0013340717
Book / Page	1334 / 717
Map Reference	LB 11 PG 162
Instrument Date	Jan 15, 2026
Instrument	3399273
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 RIVERBEND DR, OWOSSO, MI 48867-1066

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	740 RIVERBEND DR, OWOSSO, MI 48867-1066

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	740 RIVERBEND DR, OWOSSO, MI 48867-1066
Transaction Type	Mortgage
Record Updated	Apr 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 RIVERBEND DR, OWOSSO, MI 48867-1066

Mortgage

Document Number	0013150588
Date	Apr 2, 2024
Book Page	1315/588
Instrument	3379835

Lender

Name	PFCU
Type	Credit Union
Address	9077 CHARLOTTE HWY, PORTLAND, MI 48875

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	740 RIVERBEND DR, OWOSSO, MI 48867-1066
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0012360313
Date	Jul 13, 2017
Book Page	1236/0313
Instrument	3299623

Lender

Name	CREDENCE FUNDING CORP
Type	Non-Lending Institution
Address	ABERDEEN, MD 21001

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jun 1, 2047

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Nov 30, 2020
Property Address	740 RIVERBEND DR, OWOSSO, MI 48867-1066
Document Number	0012750673
Book / Page	1275 / 673
Map Reference	LB 11 PG 162
Instrument Date	Nov 3, 2020
Instrument	3339358
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 RIVERBEND DR, 740, OWOSSO, MI 48867-1066

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1200 CHESTERFIELD RD, NORTH CHARLESTON, SC 29405-5230

Mortgage

Document Number	3339359
Date	Nov 30, 2020
Instrument	3339359

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Jun 9, 2020
Property Address	740 RIVERBEND DR, OWOSSO, MI 48867-1066
Document Number	0012690631
Book / Page	001269 / 000631
Instrument Date	Jun 5, 2020
Instrument	3333273
Transaction Type	Transfer
Record Updated	Aug 5, 2020
Title Company	DIVERSIFIED NATIONAL TITLE, DIVERSIFIED NAT'L TITLE

Transaction

Amount	Amount on Record
Tax	$1,463.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2300 N CHIPMAN RD OWOSSO MI 488674821, OWOSSO, MI 48867-4821

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	May 7, 2019
Property Address	740 RIVERBEND DR, OWOSSO, MI 48867-1066
Document Number	0012560995
Book / Page	001256 / 000995
Instrument Date	Apr 23, 2019
Instrument	3320506
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Lifetime Benefit
Address	600 W HIGH ST OVID MI 488668668, OVID, MI 48866-8668

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Rush Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$164,600 (+12.82%)	$329,200 (+12.82%)
2025	Homeowner's exemption	$145,900	$291,800
2024	$4,142.00
2023	$4,142.00 Homeowner's exemption	$133,800	$267,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 740 Riverbend Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 Riverbend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Frontier.

Cell Coverage

5G (outdoors only) and 4G LTE

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