775 Riverbend Dr, Owosso, MI 48867 Property Records

Shiawassee County property record for 775 Riverbend Dr, Owosso, MI 48867

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,823 sqft · built 1971
Lot Size	0.41 acres (17,860 sqft)
Owner	2 Individual Names on File
Last Sale	$335,300 (Apr 2026)
Tax Bill	$2,667 (2024)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`002-46-000-020`

Property Details

APN / Parcel Number

Primary APN	`002-46-000-020`
Alternative APN	`0024600002000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,823 sqft Living Area
1st Floor Area	1,806 sqft
Basement Area	1,806 sqft
Unfinished Basement	1,806 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Ranch
Lot Area	17,860 sqft (0.41 acres)
Garage Area	660 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	775 RIVERBEND DR
City	OWOSSO
State	MI
Zip	48867-1065
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER BEND SUB RUSH TWP LOT 20
Legal Subdivision	RIVER BEND SUB
Legal Lot Number	20
Jurisdiction	SHIAWASSEE MI
Township / Civil Division	RUSH
Census Block Group	2
Census Block	2080
Census Tract	30200

Owner

775 Riverbend Dr is owned and occupied by two individuals who bought it in April 2026.

Source: Shiawassee County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1270 N CHIPMAN ST, OWOSSO, MI 48867-4903
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 21, 2026	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 29, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Aug 28, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA
Nov 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026 · Amount on File
Deed Sale	Apr 21, 2026 · Amount on File
Prior Sale	Nov 19, 2004 · Amount on File
Deed Document Number	20263402373
Deed Book / Page	1337 / 798
Prior Transfer Date	Sep 20, 2022
Prior Transfer Doc	0013000869
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	775 RIVERBEND DR, OWOSSO, MI 48867-1065
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 RIVERBEND DR, OWOSSO, MI 48867-1065

Mortgage

Document Number	0013350524
Date	Feb 23, 2026
Book Page	1335/524
Instrument	3400081

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 13, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Apr 21, 2026
Property Address	775 RIVERBEND DR, OWOSSO, MI 48867-1065
Document Number	0003402373
Book / Page	1337 / 798
Instrument Date	Apr 16, 2026
Instrument	2026.3402373
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	EXCHANGE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$291,241.58
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1270 N CHIPMAN ST, OWOSSO, MI 48867-4903

Mortgage

Document Number	0003402295,
Date	Apr 21, 2026
Instrument	2026.3402295

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHIAWASSEE MI
Recording Date	Sep 29, 2022
Property Address	775 RIVERBEND DR, OWOSSO, MI 48867-1065
Document Number	0013000869
Book / Page	1300 / 869
Map Reference	LB 11 PG 162
Instrument Date	Sep 20, 2022
Instrument	3364844
Transaction Type	Transfer
Record Updated	Dec 13, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1414 22ND AVE W, BRADENTON, FL 34205-6426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	775 RIVERBEND DR, OWOSSO, MI 48867-1065

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHIAWASSEE MI
Property Address	775 RIVERBEND DR, OWOSSO, MI 48867-1065
Document Number	0012610203
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Oct 3, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	775 RIVERBEND DR OWOSSO MI 488671065, OWOSSO, MI 48867-1065

Mortgage

Document Number	0012610203
Date	Sep 17, 2019
Book Page	001261/000203
Instrument	3324769

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 16, 2044

Interest

Rate Type	Adjustable Rate

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHIAWASSEE MI
Recording Date	Nov 6, 2017
Property Address	775 RIVERBEND DR, OWOSSO, MI 48867-1065
Document Number	0012390976
Book / Page	001239 / 000976
Instrument Date	Nov 2, 2017
Instrument	3303290
Transaction Type	Transfer
Record Updated	Nov 30, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	775 RIVERBEND DR OWOSSO MI 488671065, OWOSSO, MI 48867-1065

Tax Assessment & Valuation

Source: Shiawassee County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Shiawassee County
County Subdivision	Rush Township
Unified School District	Owosso Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$136,600 (+13.36%)	$273,200 (+13.36%)
2025	Homeowner's exemption	$120,500	$241,000
2024	$2,667.00
2023	$2,667.00 Homeowner's exemption	$109,300	$218,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 775 Riverbend Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 775 Riverbend Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: DayStarr, Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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