7845 Opal Bluff Dr, Reno, NV 89506 Property Records

Washoe County property record for 7845 Opal Bluff Dr, Reno, NV 89506

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,697 sqft · built 2007
Lot Size	0.204 acres (8,880 sqft)
Owner	2 Company Names on Record
Last Sale	$560,000 (Sep 2026)
Tax Bill	$2,718 (2026)
Deeds & Mortgages	Sep 2026 Sale & Reverse Mortgage Jan 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`502-672-01`

Property Details

APN / Parcel Number

Primary APN	`502-672-01`
Alternative APN	`206898`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	1,697 sqft Living Area
Gross Area	2,151 sqft
1st Floor Area	1,697 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Frame/Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Concrete
Lot Area	8,880 sqft (0.204 acres)
Garage Type	Attached
Garage Area	454 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	726 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7845 OPAL BLUFF DR
City	RENO
State	NV
Zip	89506-4716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF8
Legal Description	NORTHSTAR RANCH 4 LT 406
Legal Subdivision	NORTHSTAR RANCH PHASE 4
Legal Lot Number	406
Jurisdiction	WASHOE NV
Township / Civil Division	NORTH VALLEYS
Census Block Group	1
Census Block	1006
Census Tract	2623

Owner

Source: Washoe County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7845 OPAL BLUFF DR, RENO, NV 89506-4716
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Bargain and Sale Deed, Transfer · Reverse Mortgage GUILD MORTGAGE COMPANY
Jan 19, 2021	Deed of Trust, Mortgage · VA Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 15, 2017	Bargain and Sale Deed, Transfer · VA Mortgage GREATER NEVADA LLC
Sep 15, 2017	Quit Claim Deed, Transfer CAPITAL TITLE COMPANY OF NV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2026 · Amount on Record
Deed Sale	Sep 9, 2026 · Amount on Record
Prior Sale	Sep 15, 2017 · Amount on Record
Deed Document Number	20265650681
Prior Transfer Date	Oct 16, 2007
Prior Transfer Doc	0003587907
Record Updated	Oct 29, 2026

September 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Sep 9, 2026
Property Address	7845 OPAL BLUFF DR, RENO, NV 89506-4716
Document Number	0005650681
Instrument Date	Aug 30, 2026
Instrument	20265650681
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	ONE REAL TITLE OF NEVADA

Transaction

Amount	Amount Recorded
Tax	$231,896.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	7845 OPAL BLUFF DR, RENO, NV 89506-4716

Mortgage

Document Number	0005650682,
Date	Sep 9, 2026
Instrument	20265650682

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	852 Months
Due	Sep 19, 2097

Interest

Rate Type	Adjustable Rate
Rate	7.96%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0005650683,
Date	Sep 9, 2026
Instrument	20265650683

Lender

Name	COMMISSIONER OF SOCIAL SERVICES NY

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	852 Months
Due	Sep 19, 2097

Interest

Rate	25%
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHOE NV
Property Address	7845 OPAL BLUFF DR, RENO, NV 89506-4716
Transaction Type	Mortgage
Record Updated	Feb 10, 2022
Title Company	TIMIOS INC NATL RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005129556
Date	Jan 19, 2021
Instrument	5129556

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

September 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WASHOE NV
Recording Date	Sep 15, 2017
Property Address	7845 OPAL BLUFF DR, RENO, NV 89506-4716
Document Number	0004744523
Map Reference	FILE3449983 MAP4710
Instrument Date	Sep 12, 2017
Instrument	4744523
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	CAPITAL TITLE CO OF NE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,373.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7845 OPAL BLUFF DR, RENO, NV 89506-4716

Mortgage

Document Number	0004744524
Date	Sep 15, 2017
Instrument	4744524

Lender

Name	GREATER NEVADA LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHOE NV
Recording Date	Sep 15, 2017
Property Address	7845 OPAL BLUFF DR, RENO, NV 89506-4716
Document Number	0004744522
Instrument Date	Sep 12, 2017
Instrument	4744522
Transaction Type	Transfer
Record Updated	Oct 25, 2017
Title Company	CAPITAL TITLE COMPANY OF NV

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7845 OPAL BLUFF DR RENO NV 895064716, RENO, NV 89506-4716

Tax Assessment & Valuation

Source: Washoe County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Washoe County
Municipality	Reno City
Unified School District	Washoe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,718.00 (+39.17%)	$137,495 (+1.69%) Land $42,000 Building $95,495
2025	$1,953.00 (+5.4%)	$135,210 (+3.82%) Land $39,270 Building $95,940	$386,314 (+3.82%) Land $112,200 Building $274,114
2023	$1,853.00	$130,233 Land $39,095 Building $91,138	$372,095 (+27.42%) Land $111,700 Building $260,395
2021			$292,014 Land $76,900 Building $215,114

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 50% of Nevada
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Truckee Meadows Internet Fixed Wireless	1,024 / 1,024
Spectrum Cable	1,000 / 1,000
Net NV Fixed Wireless	1,000 / 1,000
Hot Spot Broadband Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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