Lake County property record for 7843 Oak Ave, Gary, IN 46403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 4,084 sqft · built 2008 |
| Lot Size | 0.215 acres (9,365 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $267,500 (Feb 2018) |
| Tax Bill | $5,797 (2024) |
| Deeds & Mortgages | Sep 2026 Line of Credit Sep 2022 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-46-0103-0014 |
| Primary APN | 001-25-46-0103-0014 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 3 Stories |
| Building Area | 4,084 sqft Living Area |
| Gross Area | 4,568 sqft |
| 1st Floor Area | 4,084 sqft |
| Basement Area | 484 sqft |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2013 |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 9,365 sqft (0.215 acres) |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7843 OAK AVE |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46403-1366 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORCOTTS ADD INDIANA CITY BLK 21 LOTS 11,12,13 |
| Legal Subdivision | NORCOTTS ADD INDIANA CITY |
| Legal Block | 21 |
| Legal Lot Number | 11,12 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 4 |
| Census Block | 4006 |
| Census Tract | 10100 |
Source: Lake County records, as of October 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7843 OAK AVE, GARY, IN 46403-1366 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Line of Credit CENTIER BANK |
| Sep 9, 2022 | Deed of Trust, Mortgage · Commercial Mortgage CENTIER BANK |
| Mar 27, 2018 | Deed of Trust, Mortgage · Commercial Mortgage CENTIER BANK |
| Mar 16, 2020 | Deed of Trust, Mortgage · FHA Mortgage CENTIER BANK |
| Jul 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CENTIER BANK |
| Dec 10, 2021 | Deed of Trust, Mortgage · Commercial Mortgage CENTIER BANK |
| Feb 22, 2018 | Warranty Deed, Transfer · Conventional Mortgage CENTIER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 22, 2018 · Amount on Record |
| Deed Sale | Feb 22, 2018 · Amount on Record |
| Prior Sale | Apr 27, 2007 |
| Deed Document Number | 201811911 |
| Prior Transfer Date | Aug 4, 2008 |
| Prior Transfer Doc | 0000069469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Sep 11, 2026 |
| Property Address | 7843 OAK AVE, GARY, IN 46403-1366 |
| Document Number | 0000538622 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 2026538622 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7843 OAK AVE, GARY, IN 46403-1366 |
| Document Number | 0000538622, |
|---|---|
| Date | Sep 11, 2026 |
| Instrument | 2026538622 |
| Name | CENTIER BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 3, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 7843 OAK AVE, GARY, IN 46403-1366 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7843 OAK AVE, GARY, IN 46403-1366 |
| Document Number | 0000036936 |
|---|---|
| Date | Sep 9, 2022 |
| Instrument | 2022-536936 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Sep 4, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 7843 OAK AVE, GARY, IN 46403-1366 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Title Company | CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000019639 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 2018 019639 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 7843 OAK AVE, GARY, IN 46403-1366 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Title Company | MERIDIAN TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000017843 |
|---|---|
| Date | Mar 16, 2020 |
| Instrument | 2020 017843 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 7843 OAK AVE, GARY, IN 46403-1366 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Title Company | MERIDIAN TITLE, MERIDIAN TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000019014 |
|---|---|
| Date | Jul 21, 2021 |
| Instrument | 2021-519014 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 7843 OAK AVE, GARY, IN 46403-1366 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7843 OAK AVE, GARY, IN 46403-1366 |
| Document Number | 0000042058 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 2021-542058 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Address | MERRILLVILLE, IN 46410 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Nov 13, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Feb 22, 2018 |
| Property Address | 7843 OAK AVE, GARY, IN 46403-1366 |
| Document Number | 0000011911 |
| Map Reference | MB1 PG14 |
| Instrument Date | Jan 31, 2018 |
| Instrument | 2018 011911 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | MERIDIAN TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7843 OAK AVE, GARY, IN 46403-1366 |
| Document Number | 0000011912 |
|---|---|
| Date | Feb 22, 2018 |
| Instrument | 2018 011912 |
| Name | CENTIER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $499,200 (+6.76%) Land $127,700 Building $371,500 | $499,200 (+6.76%) Land $127,700 Building $371,500 | |
| 2024 | $5,797.00 (+73.1%) | ||
| 2023 | $467,600 (+80.82%) Land $147,000 Building $320,600 | $467,600 (+80.82%) Land $147,000 Building $320,600 | |
| 2022 | $3,349.00 Homeowner's exemption | $258,600 Land $40,900 Building $217,700 | $258,600 Land $40,900 Building $217,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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