Lake County property record for 7820 Oak Ave, Gary, IN 46403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,484 sqft · built 1927 |
| Lot Size | 0.325 acres (14,157 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $315,000 (Jun 2017) |
| Tax Bill | $5,558 (2024) |
| Deeds & Mortgages | Nov 2021 Mortgage Aug 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-45-0267-0018 |
| Primary APN | 001-25-45-0267-0018 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,484 sqft Living Area |
| Basement Area | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1980 |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 14,157 sqft (0.325 acres) |
| Lot Dimensions | 120 ft deep x 118 ft wide |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Gazebo | 314 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 001-25-45-0267-0018 |
|---|---|
| Old Parcel Number | 254502670018 |
| Street Address | 7820 OAK AVE |
| City | GARY |
| State | IN |
| Zip | 46403-1365 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LAKE SIDE ADD. ALL L.14,L.15 & L.16 BL.1 |
| Legal Subdivision | LAKE SIDE ADD |
| Legal Block | 1 |
| Legal Lot Number | 16 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 10100 |
Source: Lake County records, as of March 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7820 OAK AVE, GARY, IN 46403-1365 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Aug 3, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PEOPLES BANK SB |
| Jun 30, 2017 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK SB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2017 · Amount on Record |
| Deed Sale | Jun 30, 2017 · Amount on Record |
| Prior Sale | May 15, 2006 |
| Deed Document Number | 2017 040647 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 7820 OAK AVE, GARY, IN 46403-1365 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000039445 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 2021-539445 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | MUNSTER, IN 46321 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE IN |
| Property Address | 7820 OAK AVE, GARY, IN 46403-1365 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000048237 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 2017 048237 |
| Name | PEOPLES BANK SB |
|---|---|
| Type | Bank |
| Address | MUNSTER, IN 46321 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 238 Months |
| Due | Jun 26, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jun 30, 2017 |
| Property Address | 7820 OAK AVE, GARY, IN 46403-1365 |
| Document Number | 0000040647 |
| Map Reference | MB14 PG25 |
| Instrument Date | Jun 23, 2017 |
| Instrument | 2017 040647 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7820 OAK AVE, GARY, IN 46403-1365 |
| Document Number | 0000040648 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 2017 040648 |
| Name | PEOPLES BANK SB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
Source: Lake County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $574,300 (+9.83%) Land $247,000 Building $327,300 | $574,300 (+9.83%) Land $247,000 Building $327,300 | |
| 2024 | $5,558.00 (+20.43%) | ||
| 2023 | $522,900 (+53.03%) Land $339,800 Building $183,100 | $522,900 (+53.03%) Land $339,800 Building $183,100 | |
| 2022 | $4,615.00 Homeowner's exemption | $341,700 Land $139,700 Building $202,000 | $341,700 Land $139,700 Building $202,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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