7838 Oak Ave, Gary, IN 46403 Property Records

Lake County property record for 7838 Oak Ave, Gary, IN 46403

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,684 sqft · built 1954
Lot Size0.147 acres (6,403 sqft)
Owner2 Individual Names on Record
Last Sale$237,500 (Dec 2015)
Tax Bill$3,886 (2024)
Deeds & MortgagesDec 2023 Transfer
Oct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-45-0267-0013

Property Details

APN / Parcel Number

Primary APN001-25-45-0267-0013
Alternative APNs
  • 45-05-32-229-013.000-004
  • 254502670013

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area2,684 sqft Living Area
Gross Area4,476 sqft
1st Floor Area1,342 sqft
Basement Area1,232 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1985
Construction TypeBrick
Roof MaterialAsphalt
Lot Area6,403 sqft (0.147 acres)
Lot Dimensions100 ft deep x 64 ft wide
TerrainRolling
Garage TypeAttached
Garage Area560 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7838 OAK AVE
CityGARY
StateIN
Zip46403-1365
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLAKE SIDE ADD. E1/2 L.10 BL.1 E1/2 L.11 BL.1
Legal SubdivisionLAKE SIDE ADD
Legal Block1
Legal Lot Number10
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group4
Census Block4005
Census Tract10100

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7838 OAK AVE, GARY, IN 46403-1365
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2023Transfer on Death Deed, Transfer
Oct 4, 2018Deed of Trust, Mortgage · FHA Mortgage
FIRSTBANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 16, 2015 · Amount on Record
Deed SaleDec 16, 2015 · Amount on Record
Prior SaleSep 28, 2010 · Amount on Record
Deed Document Number201583685
Prior Transfer DateNov 30, 2015
Prior Transfer Doc0000083685
Record UpdatedOct 29, 2026

December 2023: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionLAKE IN
Recording DateDec 26, 2023
Property Address7838 OAK AVE, GARY, IN 46403-1365
Document Number0000042111
Instrument DateDec 22, 2023
Instrument2023-542111
Transaction TypeTransfer
Record UpdatedJan 3, 2024

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address7838 OAK AVE, GARY, IN 46403-1365
Document Number0000071456
Instrument DateOct 4, 2018
Transaction TypeMortgage
Record UpdatedOct 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address7838 OAK AVE GARY IN 464031365, GARY, IN 46403-1365

Mortgage

Document Number0000071456
DateOct 18, 2018
Instrument71456
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 17, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$393,000 (+21.3%) Land $149,800 Building $243,200$393,000 (+21.3%) Land $149,800 Building $243,200
2024$3,886.00 (+28.34%)
2023$324,000 (+37.81%) Land $170,900 Building $153,100$324,000 (+37.81%) Land $170,900 Building $153,100
2022$3,028.00 Homeowner's exemption$235,100 Land $70,200 Building $164,900$235,100 Land $70,200 Building $164,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone VE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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