Santa Rosa County property record for 7738 Buffalo Ridge Rd, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,877 sqft · built 2023 |
| Lot Size | 5.14 acres (224,116 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $7,232 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-2N-30-0000-00126-0000 |
| Primary APN | 03-2N-30-0000-00126-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,877 sqft Living Area |
| Gross Area | 7,491 sqft |
| 1st Floor Area | 2,877 sqft |
| Upper Floors Area | 468 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 224,116 sqft (5.14 acres) |
| View / Lot | Woodland |
| Garage Type | Attached |
| Garage Area | 706 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7738 BUFFALO RIDGE RD |
|---|---|
| City | MILTON |
| State | FL |
| Zip | 32571-5234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG1 |
| Legal Description | *DESCRIPTION UPDATE FOR 2021* BR-61 BUFFALO RIDGE (UNREC): COMMENCE AT NORTHWEST CORNER OF SECTION 2 TOWNSHIP 2 NORTH RANGE 30 WEST BEING ALSO THE NORTHEAST CORNER OF SECTION 3 THENCE S87*1621E ALONG NORTH LINE OF SEC 364.82 FT THN S2* 4339W 1339.83 |
| Legal Range | 30W |
| Legal Township | 2N |
| Legal Section | 03 |
| Legal Subdivision | BUFFALO RIDGE |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 10302 |
Source: Santa Rosa County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7738 BUFFALO RIDGE RD, MILTON, FL 32571-5234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 7738 BUFFALO RIDGE RD, PACE, FL 32571-5234 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10059 HUMMINGBIRD BLVD, PENSACOLA, FL 32514-1466 |
| Document Number | 0043351129 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 4335/1129 |
| Instrument | 202258552 |
| Name | UNIVERSITY LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Nov 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.2% |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,232.00 (+2.92%) Homeowner's exemption | $622,127 (+2.9%) | $629,667 (+2.15%) Land $118,077 Building $511,590 |
| 2024 | $7,027.00 (+391.06%) Homeowner's exemption | $604,594 (+425.93%) | $616,386 (+436.18%) Land $118,077 Building $498,309 |
| 2023 | $1,431.00 (+19.55%) | $114,958 (+19.49%) Land $104,958 Building $10,000 | $114,958 (+19.49%) Land $104,958 Building $10,000 |
| 2022 | $1,197.00 | $96,211 | $96,211 Land $96,211 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 149 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 149 in force |
| Nearby Flood Claims | 3 (2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 49% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Conexon Connect Fiber | 2,000 / 2,000 |
5G and 4G LTE (outdoors only)
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