784 Riverbend Rd, Oxbow (Horace), ND 58047 Property Records

Cass County property record for 784 Riverbend Rd, Oxbow, ND 58047 · Last verified June 2026

Property Summary

Property TypeOther Improved
Details6 bd · 4,042 sqft · built 2023
Lot Size0.739 acres (32,200 sqft)
Owner2 Individual Names on File
Last Sale$300,000 (Nov 2022)
Tax Bill$17,785 (2025)
Deeds & MortgagesMay 2026 Mortgage
Jun 2023 Construction Loan
+ 7 more
Flood ZoneZone X (moderate risk)
APN78-0030-00020-000

Property Details

APN / Parcel Number

Primary APN78-0030-00020-000

Interior

Bedrooms6 Beds
Total Rooms13 Rooms
Building Area4,042 sqft Living Area
Basement Area1,900 sqft
Unfinished Basement1,900 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Construction TypeFrame
Lot Area32,200 sqft (0.739 acres)
Garage TypeAttached
Garage Area1,396 sqft

Location & Zoning

Street Address784 RIVERBEND RD
CityOXBOW
StateND
Zip58047-5015
Property CategoryOther
Property TypeOther > Other Improved
Legal DescriptionLOT: 2 BLOCK: 1 ADDITION: OXBOW 3RD ADDITION ADDITIONAL: LOT 2 BLK1 OXBOW 3RD ADDN **12-23-14 ANNEXED TO OXBOW CITY FRM
Legal SubdivisionOXBOW 3RD ADDITION
Legal Block1
Legal Lot Number2
JurisdictionCASS ND
Township / Civil DivisionOXBOW
Census Block Group2
Census Block2059
Census Tract40600

Owner

Source: Cass County records · APN 78-0030-00020-000

Assessment roll updated April 13, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address784 RIVERBEND RD, OXBOW, ND 58047-5015
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Jun 14, 2023Deed of Trust, Mortgage · Construction Mortgage
VISIONBANK OF IOWA
May 06, 2024Deed of Trust, Mortgage · Commercial Mortgage
VISIONBANK OF IOWA
May 03, 2024Deed of Trust, Mortgage · Conventional Mortgage
VISIONBANK OF IOWA
Mar 11, 2026Deed of Trust, Mortgage · Conventional Mortgage
BRAVERA BANK
Nov 09, 2022Warranty Deed, Transfer · Line of Credit
VISIONBANK OF IOWA
Nov 09, 2022Warranty Deed, Transfer
TITLE COMPANY RESIDENTIAL
Jan 07, 2022Warranty Deed, Transfer
THE TITLE SERVICES GROUP, THE TITLE COMPANY
Oct 04, 2021Warranty Deed, Transfer
THE TITLE SERVICES GROUP, THE TITLE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 09, 2022 · Amount on Record
Deed SaleNov 09, 2022 · Amount on Record
Prior SaleNov 09, 2022 · Amount on Record
Deed Document Number20221679475
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Recording DateMay 11, 2026
Property Address784 RIVERBEND RD, OXBOW, ND 58047-5015
Document Number0001757884
Instrument DateMay 06, 2026
Instrument20261757884
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address784 RIVERBEND RD, OXBOW, ND 58047-5015

Mortgage

Document Number0001757884,
DateMay 11, 2026
Instrument20261757884
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueMay 06, 2031
Interest
Rate6.37%
Max Rate-1%

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address784 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address15605 COUNTY ROAD 2, WALCOTT, ND 58077-9517

Mortgage

Document Number0001691096
DateJun 14, 2023
Instrument1691096
Lender
NameVISIONBANK OF IOWA
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 12, 2024

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address784 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedApr 13, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address784 RIVERBEND RD, OXBOW, ND 58047-5015

Mortgage

Document Number0001710879
DateMay 06, 2024
Instrument1710879
Lender
NameVISIONBANK OF IOWA
TypeBank
AddressFARGO, ND 58103
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term62 Months
DueJul 15, 2029

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address784 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedApr 13, 2026
Title CompanyTITLE COMPANY RESIDENTIAL

Transferred To (Grantee/Buyer)

NameVerified Name
Address784 RIVERBEND RD, OXBOW, ND 58047-5015

Mortgage

Document Number0001710764
DateMay 03, 2024
Instrument1710764
Lender
NameVISIONBANK OF IOWA
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2054

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address784 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedApr 13, 2026
Title CompanyTITLE COMPANY RESIDENTIAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001753830
DateMar 11, 2026
Instrument1753830
Lender
NameBRAVERA BANK
TypeBank
AddressDICKINSON, ND 58601
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueApr 01, 2036

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateNov 09, 2022
Property Address784 RIVERBEND RD, OXBOW, ND 58047-5015
Document Number0001679475
Instrument DateOct 27, 2022
Instrument1679475
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyTITLE COMPANY RESIDENTIAL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address784 RIVERBEND RD, OXBOW, ND 58047-5015

Mortgage

Document Number0001679476
DateNov 09, 2022
Instrument1679476
Lender
NameVISIONBANK OF IOWA
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateNov 09, 2022
Property Address784 RIVERBEND RD, OXBOW, ND 58047-5015
Document Number0001679469
Instrument DateOct 21, 2022
Instrument1679469
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyTITLE COMPANY RESIDENTIAL

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 116, KINDRED, ND 58051-0116

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateJan 07, 2022
Property Address784 RIVERBEND RD, OXBOW, ND 58047-5015
Document Number0001656253
Instrument DateJan 04, 2022
Instrument1656253
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyTHE TITLE SERVICES GROUP, THE TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address808 2ND AVE N, FARGO, ND 58102-4705
InvestorPossibly a Property Investor

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateOct 04, 2021
Property Address784 RIVERBEND RD, OXBOW, ND 58047-5015
Document Number0001647313
Instrument DateOct 01, 2021
Instrument1647313
Transaction TypeTransfer
Record UpdatedApr 13, 2026
Title CompanyTHE TITLE SERVICES GROUP, THE TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 176, KINDRED, ND 58051-0176

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated April 13, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityOxbow City
Unified School DistrictKindred Public School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$17,785.00 (+913.97%)$791,200 (+873.78%) Land $99,300 Building $691,900$1,582,400 (+873.78%) Land $198,600 Building $1,383,800
2023$1,754.00$81,250 Land $81,250$162,500 Land $162,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (38017C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380170406002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardModerate
500-Year FloodplainYes
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 10 individual NFIP policies nearby
Nearby Flood Policies10 in force
9 of 10 on primary residences
Nearby Flood Claims195 (1978–2013)
Claims Outside the SFHA42 of 195
Most Recent ClaimMay 2013, rainfall accumulation, Flooding
Flood Events
  • Flooding (May 2013), 51 claims
  • Severe Storms And Flooding (Jun 2009), 68 claims
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains (Apr 1997), 48 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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