Cass County property record for 776 Riverbend Rd, Oxbow, ND 58047
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,665 sqft · built 2015 |
| Lot Size | 0.591 acres (25,767 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,290,000 (Mar 2026) |
| Tax Bill | $11,202 (2025) |
| Deeds & Mortgages | Jul 2021 Line of Credit Mar 2026 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 78-0020-00470-000 |
| Primary APN | 78-0020-00470-000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,665 sqft Living Area |
| Basement Area | 1,850 sqft |
| Finished Basement | 1,850 sqft |
| Unfinished Basement | 2,100 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Metal |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 25,767 sqft (0.591 acres) |
| Garage Type | Attached |
| Garage Area | 1,038 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 40 sqft |
| Patio Area | 208 sqft |
| Sauna | Sauna |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 776 RIVERBEND RD |
|---|---|
| City | OXBOW |
| State | ND |
| Zip | 58047-5015 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 12 BLOCK: 3 ADDITION: OXBOW 2ND ADDITION ADDITIONAL: LOT 12 BLK 3 OXBOW 2ND ADDN **12-23-14 ANNEXED TO OXBOW CITY FRM |
| Legal Subdivision | OXBOW SECOND ADDITION |
| Legal Block | 3 |
| Legal Lot Number | 12 |
| Jurisdiction | CASS ND |
| Township / Civil Division | OXBOW |
| Census Block Group | 2 |
| Census Block | 2059 |
| Census Tract | 40600 |
Source: Cass County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 776 RIVERBEND RD, OXBOW, ND 58047-5015 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 1, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST INTERNATIONAL BANK & TRUST |
| Mar 24, 2026 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| May 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage FIRST INTERNATIONAL BANK & TRUST |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2026 · Amount on Record |
| Deed Sale | Mar 24, 2026 · Amount on Record |
| Prior Sale | May 3, 2021 · Amount on Record |
| Deed Document Number | 20261754682 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 776 RIVERBEND RD, OXBOW, ND 58047-5015 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001637669 |
|---|---|
| Date | Jul 1, 2021 |
| Instrument | 1637669 |
| Name | FIRST INTERNATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Address | WEST FARGO, ND 58078 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | Mar 24, 2026 |
| Property Address | 776 RIVERBEND RD, OXBOW, ND 58047-5015 |
| Document Number | 0001754682 |
| Instrument Date | Mar 19, 2026 |
| Instrument | 1754682 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 776 RIVERBEND RD, OXBOW, ND 58047-5015 |
| Document Number | 0001754683 |
|---|---|
| Date | Mar 24, 2026 |
| Instrument | 1754683 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Apr 1, 2033 |
| Change Frequency | Monthly |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 11% |
| Index | 1-Year CMT |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS ND |
| Recording Date | May 3, 2021 |
| Property Address | 776 RIVERBEND RD, OXBOW, ND 58047-5015 |
| Document Number | 0001631153 |
| Instrument Date | May 3, 2021 |
| Instrument | 1631153 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2021 |
| Title Company | THE TITLE SERVICES GROUP, THE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 776 RIVERBEND RD, OXBOW, ND 58047-5015 |
| Document Number | 0001631155 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 1631155 |
| Name | FIRST INTERNATIONAL BANK & TRUST |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Oxbow City |
| Unified School District | Kindred Public School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,202.00 (-1.45%) | $569,550 (+8.15%) Land $76,400 Building $493,150 | $1,139,100 (+8.15%) Land $152,800 Building $986,300 |
| 2023 | $11,367.00 | $526,650 Land $69,450 Building $457,200 | $1,053,300 Land $138,900 Building $914,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 195 (1978–2013) |
| Claims Outside the SFHA | 42 of 195 |
| Most Recent Claim | May 2013 · Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CASS RURAL WATER DISTRICT-PHASE I private · serves 3,658 people · EPA ID ND0901060 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable | 1,250 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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