780 Riverbend Rd, Oxbow (Horace), ND 58047 Property Records

Cass County property record for 780 Riverbend Rd, Oxbow, ND 58047

Property Summary

Property TypeSingle Family Home
Details6 bd · 2.5 ba · 6,102 sqft · built 2018
Lot Size0.667 acres (29,061 sqft)
Owner2 Company Names on Record
Last Sale$1,312,500 (Apr 2018)
Tax Bill$27,332 (2025)
Deeds & MortgagesNov 2025 Sale
Nov 2023 Line of Credit
+ 4 more
Flood ZoneZone X (moderate risk)
APN78-0020-00460-000

Property Details

APN / Parcel Number

Primary APN78-0020-00460-000

Interior

Bedrooms6 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories2 Stories
Building Area6,102 sqft Living Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area29,061 sqft (0.667 acres)
Garage TypeAttached
Garage Area1,237 sqft
PorchSlab
Deck Area263 sqft
Patio Area1,050 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Street Address780 RIVERBEND RD
CityOXBOW
StateND
Zip58047-5015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 11 BLOCK: 3 ADDITION: OXBOW 2ND ADDITION ADDITIONAL: LOT 11 BLK 3 OXBOW 2ND ADDN **12-23-14 ANNEXED TO OXBOW CITY FRM
Legal SubdivisionOXBOW SECOND ADDITION
Legal Block3
Legal Lot Number11
JurisdictionCASS ND
Township / Civil DivisionOXBOW
Census Block Group2
Census Block2059
Census Tract40600

Owner

Source: Cass County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address780 RIVERBEND RD, OXBOW, ND 58047-5015
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2025Warranty Deed, Transfer
Nov 14, 2023Deed of Trust, Mortgage · Line of Credit
BELL BANK
Sep 7, 2021Deed of Trust, Mortgage · Line of Credit
BELL BANK
Feb 8, 2019Deed of Trust, Mortgage · Commercial Mortgage
BELL BANK
Feb 8, 2019Deed of Trust, Mortgage · Conventional Mortgage
BELL BANK
Jul 6, 2020Deed of Trust, Mortgage · Conventional Mortgage
BELL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2018 · Amount on Record
Deed SaleApr 30, 2018 · Amount on Record
Prior SaleSep 1, 2016 · Amount on Record
Deed Document Number20181536024
Last Transfer DateFeb 7, 2025
Transfer Doc0001746321
Record UpdatedSep 20, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS ND
Recording DateNov 3, 2025
Property Address780 RIVERBEND RD, OXBOW, ND 58047-5015
Document Number0001746321
Instrument DateFeb 7, 2025
Instrument1746321
Transaction TypeTransfer
Record UpdatedNov 19, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Living Trust
Address780 RIVERBEND RD, OXBOW, ND 58047-5015

November 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address780 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedNov 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address780 RIVERBEND RD, OXBOW, ND 58047-5015

Mortgage

Document Number0001701485
DateNov 14, 2023
Instrument1701485
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueOct 30, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address780 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedOct 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address780 RIVERBEND RD, OXBOW, ND 58047-5015

Mortgage

Document Number0001644474
DateSep 7, 2021
Instrument1644474
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58106
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueAug 13, 2031
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address780 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedApr 13, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001556694
DateFeb 8, 2019
Instrument1556694
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58106
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueFeb 1, 2029
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address780 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedApr 13, 2021
Title CompanyTITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001556731
DateFeb 8, 2019
Instrument1556731
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2049

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCASS ND
Property Address780 RIVERBEND RD, OXBOW, ND 58047-5015
Transaction TypeMortgage
Record UpdatedApr 13, 2021
Title CompanyTITLE COMPANY RESIDENTIAL

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001596538
DateJul 6, 2020
Instrument1596538
Lender
NameBELL BANK
TypeBank
AddressFARGO, ND 58103
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Cass County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateNorth Dakota
CountyCass County
MunicipalityOxbow City
Unified School DistrictKindred Public School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$27,332.00 (+4.32%)$1,215,950 (+3.26%) Land $73,800 Building $1,142,150$2,431,900 (+3.26%) Land $147,600 Building $2,284,300
2024$26,200.00 (+6.27%)$1,177,600 (+3.09%) Land $67,100 Building $1,110,500$2,355,200 (+3.09%) Land $134,200 Building $2,221,000
2023$24,654.00$1,142,250 Land $67,100 Building $1,075,150$2,284,500 Land $134,200 Building $2,150,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims195 (1978–2013)
Claims Outside the SFHA42 of 195
Most Recent ClaimMay 2013 · Flooding
Claims by Event
  • Flooding, May 2013 · 51 claims
  • Severe Storms And Flooding, Jun 2009 · 68 claims
  • Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 48 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 96% of North Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCASS RURAL WATER DISTRICT-PHASE I
private · serves 3,658 people · EPA ID ND0901060
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 250
Verizon
Fixed Wireless
300 / 20

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