1. Home
  2. California
  3. San Luis Obispo County
  4. Cambria
  5. Main St

783 Main St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 783 Main St, Cambria, CA 93428 · Last verified October 2025

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details2,900 sqft · built 1934
Lot Size0.063 acres (2,750 sqft)
OwnerCompany Name on File
Last Sale$1,100,000 (Jul 2025)
Tax Bill$9,141 (2025)
Deeds & MortgagesNov 2021 Transfer
Jun 2017 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN022-123-011

Property Details

APN / Parcel Number

Primary APN022-123-011

Interior

Building Area2,900 sqft Total Area

Exterior

Year BuiltBuilt 1934
Construction TypeWood
Fire ResistanceWood or Wood & Steel Frame
Lot Area2,750 sqft (0.063 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address783 MAIN ST
CityCAMBRIA
StateCA
Zip93428-2825
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Legal DescriptionCAM PINES U 7 LT 25
Legal SubdivisionCAMBRIA PRINES 07
Legal Lot Number25
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1055
Census Tract10404

Owner

Source: San Luis Obispo County records · APN 022-123-011

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-owner2 Verified Secondary Owners
Mailing Address490 VAQUERO RD, TEMPLETON, CA 93465-9637
OccupancyOwner Occupied
Owner TypeCompany, Secondary Individual
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 01, 2021Intrafamily Transfer, Transfer
Jun 09, 2017Grant Deed, Transfer · Commercial Mortgage
MURPHY BANK

Assessor's Deed Record

Deed Names3 Verified Names on Deed
Last SaleJul 09, 2025 · Amount on Record
Deed SaleJul 09, 2025 · Amount on Record
Prior SaleNov 01, 2021
Deed Document Number2025019286
Record UpdatedJun 08, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateNov 01, 2021
Property Address783 MAIN ST, CAMBRIA, CA 93428-2825
Document Number0000073320
Map ReferenceMB 5 PG 7
Instrument DateOct 26, 2021
Instrument2021073320
Transaction TypeTransfer
Record UpdatedJun 07, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address783 MAIN ST, CAMBRIA, CA 93428-2825

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateJun 09, 2017
Property Address783 MAIN ST, CAMBRIA, CA 93428-2825
Document Number0000025126
Map ReferenceMB5 PG7
Instrument DateMay 04, 2017
Instrument2017025126
Transaction TypeTransfer
Record UpdatedAug 09, 2021
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address783 MAIN ST, CAMBRIA, CA 93428-2825

Mortgage

Document Number0000025127
DateJun 09, 2017
Instrument2017025127
Lender
NameMURPHY BANK
TypeSubprime Lender
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJun 08, 2037

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,141.00 (+4.25%) Homeowner's exemption$812,405 (+4.04%) Land $348,173 Building $464,232
2023$8,768.00 (+2.07%) Homeowner's exemption$780,860 Land $334,654 Building $446,206
2022$8,590.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1986–2026)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2026, rainfall accumulation
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Wildfire

Wildfire RiskLow
above 38% of the US · above 23% of California
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Radiate Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures