1. Home
  2. California
  3. San Luis Obispo County
  4. Cambria
  5. Main St

786 Main St, Cambria, CA 93428 Property Records

San Luis Obispo County property record for 786 Main St, Cambria, CA 93428 · Last verified August 2026

Property Summary

Property TypeResidential
Details3,000 sqft · built 1981
Lot Size0.046 acres (2,000 sqft)
Owner2 Individual Names on File
Last Sale$790,000 (Dec 2025)
Tax Bill$8,959 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Mar 2024 Transfer
+ 1 more
Flood ZoneZone AE (high risk)
APN022-124-037

Property Details

APN / Parcel Number

Primary APN022-124-037

Interior

Stories2 Stories
Building Area3,000 sqft Gross Area

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Construction TypeSteel Frame
Fire ResistanceFireproof Steel Frame
Lot Area2,000 sqft (0.046 acres)

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Street Address786 MAIN ST
CityCAMBRIA
StateCA
Zip93428-2835
Property CategoryResidential
Property TypeResidential > Specialized > Other
Legal DescriptionCAM PINES U 7 LT 69
Legal SubdivisionCAMBRIA PINES 07
Legal Block1
Legal Lot Number69
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionNORTH COAST
Census Block Group1
Census Block1054
Census Tract10404

Owner

Source: San Luis Obispo County records · APN 022-124-037

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address21216 HACIENDA DR, TEHACHAPI, CA 93561-8872
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Grant Deed, Transfer · Commercial Mortgage
THE CISLOWSKI FAMILYUST
Mar 04, 2024Intrafamily Transfer, Transfer
Dec 09, 2020Grant Deed, Transfer · Conventional with PMI
B BEN ENTS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 12, 2025 · Amount on Record
Deed SaleDec 12, 2025 · Amount on Record
Prior SaleDec 09, 2020 · Amount on Record
Deed Document Number202538132
Prior Transfer DateFeb 12, 2024
Prior Transfer Doc0000005655
Record UpdatedSep 20, 2026

December 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 12, 2025
Property Address786 MAIN ST, CAMBRIA, CA 93428-2835
Document Number0000038132
Map ReferenceMB 5 PG 7
Instrument DateNov 24, 2025
Instrument2025038132
Transaction TypeTransfer
Record UpdatedJan 06, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address21216 HACIENDA DR, TEHACHAPI, CA 93561-8872

Mortgage

Document Number0000038133
DateDec 12, 2025
Instrument2025038133
Lender
NameTHE CISLOWSKI FAMILYUST
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2024: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 04, 2024
Property Address786 MAIN ST, CAMBRIA, CA 93428-2835
Document Number0000005655
Map ReferenceMB 3 PG 7
Instrument DateFeb 12, 2024
Instrument2024005655
Transaction TypeTransfer
Record UpdatedMar 13, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address122 CYPRESS WAY, CARMEL, CA 93923-9605

December 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateDec 09, 2020
Property Address786 MAIN ST, CAMBRIA, CA 93428-2835
Document Number0000072556
Instrument DateNov 13, 2020
Instrument72556
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyPLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$802.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address219 GLENWOOD RD GRASS VALLEY CA 959457889, GRASS VALLEY, CA 95945-7889

Mortgage

Document Number72557
DateDec 09, 2020
Instrument72557
Lender
NameB BEN ENTS
Address1556 CLEMENT AVE, ALAMEDA, CA 94501-6886
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictCoast Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$790,000 (+0.12%) Land $275,000 Building $515,000
2025$8,959.00 (+5.14%)$789,092 (+4.04%) Land $270,608 Building $518,484
2023$8,521.00 (+2.07%) Homeowner's exemption$758,451 Land $260,100 Building $498,351
2022$8,348.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790104041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force
Nearby Flood Claims21 (1986–2026)
Claims Outside the SFHA4 of 21
Most Recent ClaimJan 2026, rainfall accumulation
Claims By Storm
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 8 claims

Wildfire

Wildfire RiskLow
above 38% of the US · above 23% of California
Wildfire LikelihoodAbout 1 in 1,852 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 304 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Radiate Holdings, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures