San Luis Obispo County property record for 774 Main St, Cambria, CA 93428 · Last verified October 2025
| Property Type | Restaurant |
|---|---|
| Lot Size | 0.045 acres (2,000 sqft) |
| Owner | Owner Name on File |
| Last Sale | $700,000 (Jan 2006) |
| Tax Bill | $7,730 (2025) |
| Deeds & Mortgages | May 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 022-124-006 |
| Primary APN | 022-124-006 |
|---|
| Lot Area | 2,000 sqft (0.045 acres) |
|---|---|
| Terrain | Other |
| Street Address | 774 MAIN ST |
|---|---|
| City | CAMBRIA |
| State | CA |
| Zip | 93428-2826 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Restaurant |
| Legal Description | CAM PINES U 7 LT 65 |
| Legal Subdivision | CAMBRIA PINES UN 07 |
| Legal Lot Number | 65 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1054 |
| Census Tract | 10404 |
Source: San Luis Obispo County records · APN 022-124-006
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 774 MAIN ST, CAMBRIA, CA 93428-2826 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 24, 2006 · Amount on Record |
| Deed Sale | Jan 24, 2006 · Amount on Record |
| Prior Sale | Oct 18, 2002 · Amount on Record |
| Deed Document Number | 2006005198 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 774 MAIN ST, CAMBRIA, CA 93428-2826 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 774 MAIN ST, CAMBRIA, CA 93428-2826 |
| Document Number | 0000039498 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2021039498 |
| Name | UMPQUA BANK |
|---|---|
| Type | Bank |
| Address | LA MESA, CA 91942 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Coast Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,730.00 (+25.79%) | $672,471 (+27.78%) Land $315,000 Building $357,471 |
| 2023 | $6,145.00 (+0.94%) | $526,284 Land $245,000 Building $281,284 |
| 2022 | $6,088.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Low above 38% of the US · above 23% of California |
|---|---|
| Wildfire Likelihood | About 1 in 1,852 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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