7801 Oak Ave, Gary, IN 46403 Property Records

Lake County property record for 7801 Oak Ave, Gary, IN 46403

Property Summary

Property TypeTriplex
Details4 bd · 3 ba · 2,892 sqft · built 1920
Lot Size0.143 acres (6,229 sqft)
OwnerIndividual Name on Record
Last Sale$309,225 (Apr 2023)
Tax Bill$7,576 (2024)
Deeds & MortgagesApr 2023 Mortgage
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN001-25-46-0103-0028

Property Details

APN / Parcel Number

Primary APN001-25-46-0103-0028
Alternative APNs
  • 45-05-32-232-001.000-004
  • 254601030028

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures15 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area2,892 sqft Living Area
Gross Area4,338 sqft
1st Floor Area1,446 sqft
Basement Area1,446 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 2010
Architectural StyleTriplex
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialAsphalt
Lot Area6,229 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
TerrainRolling
Garage Area800 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7801 OAK AVE
CityGARY
StateIN
Zip46403-1493
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Legal DescriptionNORCOTTS ADD. INDIANA CITY ALL L.23 & L.24 BL.21
Legal SubdivisionNORCOTTS ADD
Legal Block21
Legal Lot Number23
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group4
Census Block4006
Census Tract10100

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address7801 OAK AVE, GARY, IN 46403-1493
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
CITADEL SERVICING CORPORATION
May 7, 2021Warranty Deed, Transfer · Conventional Mortgage
HOMETRUST MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 14, 2023 · Amount on Record
Deed SaleApr 14, 2023 · Amount on Record
Prior SaleMay 7, 2021 · Amount on Record
Deed Document Number2023510907
Prior Transfer DateApr 7, 2023
Prior Transfer Doc0000010907
Record UpdatedOct 29, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateApr 14, 2023
Property Address7801 OAK AVE, GARY, IN 46403-1493
Document Number0000010907
Map ReferenceMB 1 PG 14
Instrument DateMar 30, 2023
Instrument2023-510907
Transaction TypeTransfer
Record UpdatedOct 4, 2023
Title CompanyNATIONAL TITLE SOLUTIONS INC

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7801 OAK AVE, GARY, IN 46403-1493

Mortgage

Document Number0000010908
DateApr 14, 2023
Instrument2023-510908
Lender
NameCITADEL SERVICING CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2053

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateMay 7, 2021
Property Address7801 OAK AVE, GARY, IN 46403-1493
Document Number0000007550
Map ReferenceMB 1 PG 14
Instrument DateApr 28, 2021
Instrument2021-507550
Transaction TypeTransfer
Record UpdatedMay 17, 2021
Title CompanyCOMMUNITIES TITLE COMPANY, COMMUNITY TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1847 PERKSHING ST, PORTAGE, IN 46368-1121

Mortgage

Document Number0000007551
DateMay 7, 2021
Instrument2021-507551
Lender
NameHOMETRUST MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$286,800 (-4.3%) Land $96,100 Building $190,700$286,800 (-4.3%) Land $96,100 Building $190,700
2024$7,576.00 (+36.85%)
2023$299,700 (+38.69%) Land $98,000 Building $201,700$299,700 (+38.69%) Land $98,000 Building $201,700
2022$5,536.00 (-53.27%)$216,100 Land $27,300 Building $188,800$216,100 Land $27,300 Building $188,800
2021$11,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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