782 W Cross St, Baltimore, MD 21230 Property Records

Baltimore City property record for 782 W Cross St, Baltimore, MD 21230

Property Summary

Property TypeTownhouse
Details2.5 ba · 1,889 sqft · built 1900
Lot Size0.022 acres (975 sqft)
OwnerIndividual Name on Record
Last Sale$254,000 (Feb 2020)
Tax Bill$7,057 (2025)
Deeds & MortgagesJan 2022 Mortgage
Sep 2022 Line of Credit
+ 3 more
APN21-12-0922-024

Property Details

APN / Parcel Number

Primary APN21-12-0922-024
Alternative APNs
  • 120922 024
  • 0922-024

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,889 sqft Living Area
1st Floor Area888 sqft
Basement Area429 sqft
Finished Basement429 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area975 sqft (0.022 acres)
Lot Dimensions75 ft deep x 13 ft wide
Deck Area92 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Account Number120922 024
Street Address782 W CROSS ST
CityBALTIMORE
StateMD
Zip21230-2524
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-8
Legal Description13X75
Legal Block922
Legal Lot Number24
JurisdictionBALTIMORE CITY MD
Township / Civil DivisionBALTIMORE
Census Block Group1
Census Block1009
Census Tract210100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Pigtown Historic District
listed 2006 · 2,412 contributing resources · NRIS 06001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Baltimore City records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address782 W CROSS ST, BALTIMORE, MD 21230-2524
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Jan 31, 2022Deed of Trust, Mortgage · Conventional Mortgage
NFM INC
Sep 7, 2022Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 3, 2021Deed of Trust, Mortgage · Conventional Mortgage
NFM INC
Feb 24, 2020Grant Deed, Transfer · Conventional with PMI
NFM LNDG
Jan 16, 2019Assignment of Deed, Transfer · Commercial Mortgage
TEMPLE VIEW CAPITAL FUNDING LP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2020 · Amount on Record
Deed SaleFeb 24, 2020 · Amount on Record
Prior SaleJan 16, 2019 · Amount on Record
Deed Book / Page21884 / 3
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address782 W CROSS ST, BALTIMORE, MD 21230-2524
Transaction TypeMortgage
Record UpdatedAug 14, 2023
Title CompanyCROWN TITLE CORPORATION

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0242020020
DateJan 31, 2022
Book Page24202/20
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term337 Months
DueFeb 1, 2050

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address782 W CROSS ST, BALTIMORE, MD 21230-2524
Transaction TypeMortgage
Record UpdatedSep 14, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address782 W CROSS ST, BALTIMORE, MD 21230-2524

Mortgage

Document Number0250310412
DateSep 7, 2022
Book Page25031/412
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term478 Months
DueJul 20, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address782 W CROSS ST, BALTIMORE, MD 21230-2524
Transaction TypeMortgage
Record UpdatedMay 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0230620170
DateMay 3, 2021
Book Page23062/170
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term345 Months
DueFeb 1, 2050

February 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE CITY MD
Recording DateFeb 24, 2020
Property Address782 W CROSS ST, BALTIMORE, MD 21230-2524
Document Number0218840003
Book / Page021884 / 000003
Instrument DateJan 31, 2020
Transaction TypeTransfer
Record UpdatedMar 12, 2020
Title CompanyCROWN TITLE CORPORATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$254.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address782 W CROSS ST BALTIMORE MD 212302524, BALTIMORE, MD 21230-2524

Mortgage

Document Number218840012
DateFeb 24, 2020
Book Page021884/000012
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueFeb 23, 2050

January 2019: Assignment of Deed, Transfer

Document TypeAssignment of Deed
JurisdictionBALTIMORE CITY MD
Recording DateJan 16, 2019
Property Address782 W CROSS ST, BALTIMORE, MD 21230-2524
Document Number0208100065
Book / Page20810 / 065
Instrument DateJan 11, 2019
Transaction TypeTransfer
Record UpdatedMay 3, 2022
Title CompanyCASTLE TITLE LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address780 ELKRIDGE LANDING RD STE 210, 210, LINTHICUM HEIGHTS, MD 21090-2912

Mortgage

Document Number0002081071
DateJan 16, 2019
Instrument20810/71
Lender
NameTEMPLE VIEW CAPITAL FUNDING LP
TypeNon-Lending Institution
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
MunicipalityBaltimore City
Unified School DistrictBaltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,057.00 (+16.99%)$300,467 (+17.55%)$322,900 (+26.33%) Land $50,000 Building $272,900
2023$6,032.00$255,600 Land $50,000 Building $205,600$255,600 Land $50,000 Building $205,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims19 (1979–2022)
Claims Outside the SFHA12 of 19
Most Recent ClaimDec 2022 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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