778 W Cross St, Baltimore, MD 21230 Property Records

Baltimore City property record for 778 W Cross St, Baltimore, MD 21230 · Last verified April 2026

Property Summary

Property Type	Townhouse
Details	1 ba · 1,180 sqft · built 1900
Lot Size	0.022 acres (975 sqft)
Owner	Individual Name on File
Last Sale	$110,000 (Sep 2017)
Tax Bill	$2,932 (2024)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
APN	`21-12-0922-022`

Property Details

APN / Parcel Number

Primary APN	`21-12-0922-022`
Alternative APNs	`120922 022` `0922-022`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,180 sqft Living Area
1st Floor Area	608 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	975 sqft (0.022 acres)
Lot Dimensions	75 ft deep x 13 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	120922 022
Street Address	778 W CROSS ST
City	BALTIMORE
State	MD
Zip	21230-2524
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	13X75
Legal Block	922
Legal Lot Number	22
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	1
Census Block	1009
Census Tract	210100

Owner

Source: Baltimore City records · APN 21-12-0922-022

Assessment roll updated July 14, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	778 W CROSS ST, BALTIMORE, MD 21230-2524
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 25, 2017 · Amount on Record
Deed Sale	Sep 25, 2017 · Amount on Record
Prior Sale	Jul 01, 2004 · Amount on Record
Deed Document Number	201719534-347
Deed Book / Page	19534 / 347
Prior Transfer Date	Sep 18, 2017
Prior Transfer Doc	0195340347
Record Updated	Jun 08, 2026

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Sep 25, 2017
Property Address	778 W CROSS ST, BALTIMORE, MD 21230-2524
Document Number	0195340347
Book / Page	019534 / 000347
Instrument Date	Sep 18, 2017
Transaction Type	Transfer
Record Updated	Oct 06, 2017
Title Company	MID ATLANTIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$110.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	778 W CROSS ST BALTIMORE MD 212302524, BALTIMORE, MD 21230-2524

Mortgage

Document Number	195340353
Date	Sep 25, 2017
Book Page	019534/000353

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2047

Tax Assessment & Valuation

Source: Baltimore City records · Assessment roll updated July 14, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,167 (+16.16%)	$143,500 (+24.24%) Land $50,000 Building $93,500
2024	$2,932.00 (+7.6%)
2023	$2,725.00	$115,500 Land $50,000 Building $65,500	$115,500 Land $50,000 Building $65,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 245102101001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 12 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	19 (1979–2022)
Claims Outside the SFHA	12 of 19
Most Recent Claim	Dec 2022, other causes
Claims By Storm	Hurricane Isabel, Sep 2003 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Pigtown Historic District listed 2006 · 2,412 contributing resources · NRIS 06001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 641 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	1,000 / 75
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.