781 W Cross St, Baltimore, MD 21230 Property Records

Baltimore City property record for 781 W Cross St, Baltimore, MD 21230

Property Summary

Property TypeTownhouse
Details3 ba · 1,024 sqft · built 1900
Lot Size0.021 acres (933 sqft)
OwnerIndividual on Record
Last Sale$218,000 (Jul 2018)
Tax Bill$3,817 (2023)
Deeds & MortgagesDec 2019 Mortgage
Mar 2019 Mortgage
+ 1 more
APN21-12-0938-021

Property Details

APN / Parcel Number

Primary APN21-12-0938-021
Alternative APN
  • 120938 021

Interior

Full Baths3 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,024 sqft Total Area
1st Floor Area530 sqft
Basement Area370 sqft
Finished Basement370 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Architectural StyleTownhouse
Exterior MaterialBrick
Construction TypeFrame
Roof MaterialBuilt-Up Asphalt
Lot Area933 sqft
Lot Dimensions70 ft deep x 13 ft wide

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number120938 021
Old Parcel Number21120938 021
Street Address781 W CROSS ST
CityBALTIMORE
StateMD
Zip21230-2536
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-8
Legal Description13-4X70
Legal Section12
Legal Block938
Legal Lot Number21
JurisdictionBALTIMORE CITY MD
Township / Civil DivisionBALTIMORE
Census Block Group1
Census Block1019
Census Tract210100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Pigtown Historic District
listed 2006 · 2,412 contributing resources · NRIS 06001177

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Baltimore City assessment roll, as of July 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address781 W CROSS ST, BALTIMORE, MD 21230-2536
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2019Deed of Trust, Mortgage · FHA Mortgage
PRESIDENTIAL BANK FSB
Mar 13, 2019Deed of Trust, Mortgage · FHA Mortgage
PRESIDENTIAL BANK FSB
Jul 2, 2018Grant Deed, Transfer · FHA Mortgage
PRESIDENTIAL BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2018 · Amount on Record
Deed SaleJul 2, 2018 · Amount on Record
Deed Document Number318859
Deed Book / Page20303 / 120
Record UpdatedJun 7, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address781 W CROSS ST, BALTIMORE, MD 21230-2536
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0216870321
DateDec 13, 2019
Book Page21687/321
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2049

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE CITY MD
Property Address781 W CROSS ST, BALTIMORE, MD 21230-2536
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0209460402
DateMar 13, 2019
Book Page20946/402
Lender
NamePRESIDENTIAL BANK FSB
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBALTIMORE CITY MD
Recording DateJul 2, 2018
Property Address781 W CROSS ST, BALTIMORE, MD 21230-2536
Document Number0203030120
Book / Page020303 / 000120
Instrument DateJun 5, 2018
Transaction TypeTransfer
Record UpdatedJul 24, 2018
Title CompanyNEW LINE TITLE AND ESCROW COMPANY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$218.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address781 W CROSS ST BALTIMORE MD 212302536, BALTIMORE, MD 21230-2536

Mortgage

Document Number203030127
DateJul 2, 2018
Book Page020303/000127
Lender
NamePRESIDENTIAL BK
TypeBank
AddressBETHESDA, MD 20814
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2048

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMaryland
MunicipalityBaltimore City
Unified School DistrictBaltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,817.00 Homeowner's exemption$219,000 Land $50,000 Building $169,000$219,000 Land $50,000 Building $169,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims19 (1979–2022)
Claims Outside the SFHA12 of 19
Most Recent ClaimDec 2022 · other causes
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 641 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
1,000 / 75
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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