7815 Simms Rd, Lockport, NY 14094 Property Records

Niagara County and Royalton Town property record for 7815 Simms Rd, Lockport, NY 14094

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,096 sqft · built 2002
Lot Size	6.52 acres (284,011 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,822 (2026)
Deeds & Mortgages	Jan 2020 Line of Credit Nov 2019 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`293689 154.00-1-9.2`

Property Details

APN / Parcel Number

Primary APN	`293689 154.00-1-9.2`
Alternative APN	`36891540000001009002`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,096 sqft Living Area
1st Floor Area	1,342 sqft
2nd Floor Area	440 sqft
Upper Floors Area	314 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	284,011 sqft (6.52 acres)
Lot Dimensions	440 ft deep x 772 ft wide

Exterior Amenities

Porch	Slab
Porch Area	880 sqft
Shed	1 Shed
Canopy	400 sqft
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	7815 SIMMS RD
City	LOCKPORT
State	NY
Zip	14094-9334
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	74 13 6
Legal Block	1
Legal Lot Number	9.002
Jurisdiction	NIAGARA NY
Township / Civil Division	ROYALTON
Census Block Group	2
Census Block	2035
Census Tract	24001

Owner

Source: Niagara County and Royalton Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7815 SIMMS RD, LOCKPORT, NY 14094-9334
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2020	Deed of Trust, Mortgage · Line of Credit KEYBANK USA
Nov 8, 2019	Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA
Nov 8, 2019	Loan Modification, Mortgage · Conventional Mortgage KEYBANK USA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	7815 SIMMS RD, LOCKPORT, NY 14094-9334
Document Number	0000002160
Instrument Date	Jan 7, 2020
Transaction Type	Mortgage
Record Updated	Feb 20, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7815 SIMMS RD LOCKPORT NY 140949334, LOCKPORT, NY 14094-9334

Mortgage

Document Number	0000002160
Date	Feb 4, 2020
Instrument	2160

Lender

Name	KEYBANK USA
Type	Bank
Address	BROOKLYN, OH 44144

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NIAGARA NY
Property Address	7815 SIMMS RD, LOCKPORT, NY 14094-9334
Document Number	0000021107
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7815 SIMMS RD LOCKPORT NY 140949334, LOCKPORT, NY 14094-9334

Mortgage

Document Number	0000021107
Date	Dec 13, 2019
Instrument	21107

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 12, 2034

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	NIAGARA NY
Property Address	7815 SIMMS RD, LOCKPORT, NY 14094-9334
Document Number	0000021108
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7815 SIMMS RD LOCKPORT NY 140949334, LOCKPORT, NY 14094-9334

Mortgage

Document Number	0000021108
Date	Dec 13, 2019
Instrument	21108

Lender

Name	KEYBANK USA
Type	Bank
Address	CLEVELAND, OH 44114-1306

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 12, 2034

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Niagara County and Royalton Town assessment roll, as of April 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Niagara County
County Subdivision	Royalton Town
Unified School District	Akron Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,822.00 (-0.57%)
2025	$3,844.00	$394,000 (+87.44%) Land $35,000 Building $359,000	$394,000 (+16.22%) Land $35,000 Building $359,000
2023		$210,200 Land $20,800 Building $189,400	$339,000 Land $33,545 Building $305,455

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2013–2026)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROYALTON TOWNWIDE WATER DIST. serves 7,710 people · EPA ID NY3100580
Water Source	Purchased surface water from NIAGARA COUNTY WATER DISTRICT
Last State Inspection	Dec 2023
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

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