Black Hawk County property record for 7815 Acker Rd, Waterloo, IA 50701
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3.5 ba · 1,736 sqft · built 2010 |
| Lot Size | 41 acres (1,789,445 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $5,302 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8813-30-351-005 |
| Primary APN | 8813-30-351-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 3 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| 1st Floor Area | 1,736 sqft |
| Basement Area | 1,736 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,789,445 sqft (41 acres) |
| Garage Type | Attached |
| Garage Area | 1,121 sqft |
| Parking Spaces | 4 Parking Spaces |
| Utility Building | 1,616 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 7815 ACKER RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9227 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | SW SW SEC 30 T 88 R 13 EXC THAT PART DESC AS BEG AT SW COR OF SW QTR TH N 350 FT TH N 89 DEG 53 MIN 30 SEC E 508.25 FT TH S |
| Legal Range | 13W |
| Legal Township | 88N |
| Legal Section | 30 |
| Legal Tract | TH |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | ORANGE |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 3002 |
Source: Black Hawk County records, as of September 1, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7812 ACKER RD, WATERLOO, IA 50701-9225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 7815 ACKER RD, WATERLOO, IA 50701-9227 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2022 |
| Name | Verified Name |
|---|
| Document Number | 202300008148 |
|---|---|
| Date | Nov 22, 2022 |
| Instrument | 202300008148 |
| Name | MIDWESTONE BANK |
|---|---|
| Type | Bank |
| Address | CEDAR FALLS, IA 50613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Nov 30, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Unified School District | Hudson Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,302.00 (-3.64%) Homeowner's exemption | $407,880 (+4.42%) Land $105,260 Building $302,620 | $407,880 (+4.42%) Land $105,260 Building $302,620 |
| 2024 | $5,502.00 (+9.25%) | ||
| 2023 | $390,610 (+30.82%) Land $82,090 Building $308,520 | $390,610 (+30.82%) Land $82,090 Building $308,520 | |
| 2022 | $5,036.00 Additional exemption filed | $298,590 Land $66,100 Building $232,490 | |
| 2021 | $298,590 Land $66,100 Building $232,490 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 5 (2008–2016) |
| Most Recent Claim | Sep 2016 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
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