Black Hawk County property record for 5270 Acker Rd, Waterloo, IA 50701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1910 |
| Square Footage | 2,008 sqft Living Area |
| Lot Size | 34,412 sqft (0.79 acres) |
| Garage | Mixed, 1,728 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $6,348.00 (2025) |
| Primary APN | 8814-13-276-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,008 sqft Living Area |
| Basement Area | 2,008 sqft Basement |
| Finished Basement | 750 sqft Finished |
| Unfinished Basement | 2,008 sqft Unfinished |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Wood Siding Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 34,412 sqft (0.79 acres) |
| Parking Spaces | 6 Parking Spaces |
| Garage Type | Mixed Garage |
| Garage Area | 1,728 sqft Garage |
| Deck Area | 96 sqft Deck |
| Patio Area | 240 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 5270 ACKER RD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-9067 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | UNPLATTED WATERLOO WEST E 178 FT OF THAT PART OF A PARCEL OF LAND DESC AS FOL: N 254.1 FT OF THAT PART OF S 1/2 OF SAID NE |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1062 |
| Census Tract | 3001 |
Source: Black Hawk County records · APN 8814-13-276-009
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5270 ACKER RD, WATERLOO, IA 50701-9067 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 01, 2017 | Deed of Trust, Mortgage VERIDIAN CU |
| Sep 18, 2019 | Deed of Trust, Mortgage · Stand Alone Refinance COLLINS COMMUNITY CREDIT UNION |
| Nov 24, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COLLINS COMMUNITY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5270 ACKER RD, WATERLOO, IA 50701-9067 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 201800001857 |
|---|---|
| Date | Aug 01, 2017 |
| Instrument | 2018-00001857 |
| Name | VERIDIAN CU |
|---|---|
| Type | Credit Union |
| Address | WATERLOO, IA 50704 |
| Amount | Amount Recorded |
|---|---|
| Term | 120 Months |
| Due | Aug 10, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5270 ACKER RD, WATERLOO, IA 50701-9067 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202000005074 |
|---|---|
| Date | Sep 18, 2019 |
| Instrument | 202000005074 |
| Name | COLLINS COMMUNITY CREDIT UNION |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Oct 01, 2029 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 5270 ACKER RD, WATERLOO, IA 50701-9067 |
| Transaction Type | Mortgage |
| Record Updated | Mar 07, 2023 |
| Name | Verified Name |
|---|
| Document Number | 202100011305 |
|---|---|
| Date | Nov 24, 2020 |
| Instrument | 202100011305 |
| Name | COLLINS COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | CEDAR RAPIDS, IA 52402 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 01, 2035 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Hudson Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,348.00 Homeowner's exemption | $322,440 (+1.76%) Land $55,300 Building $267,140 | $322,440 (+1.76%) Land $55,300 Building $267,140 |
| 2024 | $6,348.00 | ||
| 2023 | $316,870 Land $55,300 Building $261,570 | $316,870 Land $55,300 Building $261,570 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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