7812 Acker Rd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 7812 Acker Rd, Waterloo, IA 50701 · Last verified June 2026

Property Summary

Property Type	Rural Home
Details	5 bd · 1.5 ba · 2,224 sqft · built 1867
Lot Size	18.2 acres (793,663 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,710 (2025)
Flood Zone	Zone X (minimal risk)
APN	`8814-25-476-003`

Property Details

APN / Parcel Number

Primary APN	`8814-25-476-003`

Interior

Bedrooms	5 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,224 sqft Living Area
1st Floor Area	944 sqft
Basement Area	944 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1867
Effective Year Built	Effective 1867
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	793,663 sqft (18.2 acres)
Garage Type	Detached
Garage Area	672 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	64 sqft
Patio Area	45 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	7812 ACKER RD
City	WATERLOO
State	IA
Zip	50701-9225
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	E 1/2 SE SE SEC 25 T 88 R 14 EXC S 50 FT & EXC E 66 FT THEREOF
Legal Range	14W
Legal Township	88N
Legal Section	25
Jurisdiction	BLACK HAWK IA
Township / Civil Division	BLACK HAWK
Census Block Group	2
Census Block	2001
Census Tract	3002

Owner

Source: Black Hawk County records · APN 8814-25-476-003

Assessment roll updated October 17, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7812 ACKER RD, WATERLOO, IA 50701-9225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Unified School District	Hudson Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,710.00 Homeowner's exemption	$203,940 (+14.32%) Land $40,440 Building $163,500	$203,940 (+14.32%) Land $40,440 Building $163,500
2024	$2,710.00 (+19.91%)
2023		$178,400 (+37.51%) Land $31,610 Building $146,790	$178,400 (+37.51%) Land $31,610 Building $146,790
2022	$2,260.00 Homeowner's exemption Additional exemption filed	$129,740 Land $25,450 Building $104,290
2021			$129,740 Land $25,450 Building $104,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 190130030022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.