Hillsborough County property record for 7811 Monarch Garden Cir, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,890 sqft · built 2003 |
| Lot Size | 0.172 acres (7,478 sqft) |
| Owner | Individual Name on File |
| Last Sale | $147,700 (Apr 2003) |
| Tax Bill | $4,018 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051524-0412 |
| Primary APN | 051524-0412 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,890 sqft Living Area |
| Gross Area | 2,440 sqft |
| 1st Floor Area | 1,890 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,478 sqft (0.172 acres) |
| Lot Dimensions | 110 ft deep x 56.4 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Screened Porch |
| Porch Area | 130 sqft |
| Patio Area | 456 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0515240412 |
|---|---|
| Street Address | 7811 MONARCH GARDEN CIR |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-8116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | COVINGTON PARK PHASE 2B 2C 3C LOT 25 BLOCK 17 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 13 |
| Legal Subdivision | COVINGTON PARK PHASE 2B 2C 3C |
| Legal Tract | 5YK |
| Legal Block | 17 |
| Legal Lot Number | 25 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 14119 |
7811 Monarch Garden Cir is owned and occupied by an individual who acquired it in June 2017.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7811 MONARCH GARDEN CIR, APOLLO BEACH, FL 33572-8116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 13, 2022 | Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB |
| Jun 11, 2018 | Quit Claim Deed, Transfer · FHA Mortgage K & B CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 30, 2003 · Amount on File |
| Deed Sale | Apr 30, 2003 · Amount on File |
| Prior Sale | Oct 22, 2002 · Amount on File |
| Deed Document Number | 2003162957 |
| Deed Book / Page | 12586 / 460 |
| Last Transfer Date | Jun 30, 2017 |
| Transfer Doc | 0000231687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 7811 MONARCH GARDEN CIR, APOLLO BEACH, FL 33572-8116 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 7811 MONARCH GARDEN CIR, APOLLO BEACH, FL 33572-8116 |
| Document Number | 0000189503 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 2022189503 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32202 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 304 Months |
| Due | Aug 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Jun 11, 2018 |
| Property Address | 7811 MONARCH GARDEN CIR, APOLLO BEACH, FL 33572-8116 |
| Document Number | 0258330796 |
| Book / Page | 025833 / 000796 |
| Instrument Date | Jun 30, 2017 |
| Instrument | 231687 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2018 |
| Title Company | SOUTH BAY TITLE INSURANCE AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7811 MONARCH GARDEN CIR APOLLO BEACH FL 335728116, APOLLO BEACH, FL 33572-8116 |
| Document Number | 250761438 |
|---|---|
| Date | Jun 11, 2018 |
| Book Page | 025076/001438 |
| Instrument | 269343 |
| Name | K & B CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | BOCA RATON, FL 33432 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2048 |
The 2025 property tax bill for 7811 Monarch Garden Cir was $4,018 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,736 (+5.75%) | $284,172 (-3.92%) Land $90,075 Building $194,097 | |
| 2025 | $4,018.00 Homeowner's exemption | $115,117 | $295,774 Land $90,075 Building $205,699 |
| 2023 | $3,497.00 (+1.33%) Homeowner's exemption | $108,615 (+3%) | $275,761 (+13.24%) Land $86,471 Building $189,290 |
| 2022 | $3,451.00 Homeowner's exemption | $105,451 | $243,526 Land $57,648 Building $185,878 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7811 Monarch Garden Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 88 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 8 (2012–2024) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7811 Monarch Garden Cir is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
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