Hillsborough County property record for 7816 Monarch Garden Cir, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,474 sqft · built 2003 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Company Name on File |
| Last Sale | $130,000 (Mar 2014) |
| Tax Bill | $7,056 (2025) |
| Deeds & Mortgages | May 2022 Mortgage May 2019 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 051524-0458 |
| Primary APN | 051524-0458 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,474 sqft Living Area |
| Gross Area | 1,966 sqft |
| 1st Floor Area | 1,474 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 110 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Patio Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0515240458 |
|---|---|
| Street Address | 7816 MONARCH GARDEN CIR |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-8101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | COVINGTON PARK PHASE 2B 2C 3C LOT 5 BLOCK 19 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 13 |
| Legal Subdivision | COVINGTON PARK PHASE 2B 2C 3C |
| Legal Tract | 5YK |
| Legal Block | 19 |
| Legal Lot Number | 5 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 14119 |
7816 Monarch Garden Cir is owned by a company that bought it in March 2014.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 31236, SALT LAKE CITY, UT 84131-0236 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 6, 2022 | Deed of Trust, Mortgage · Commercial Mortgage ROYAL BANK OF CANADA |
| May 1, 2019 | Quit Claim Deed, Transfer OS NATIONAL LLC, OS NAT'L LLC |
| May 1, 2019 | Loan Modification, Mortgage · Line of Credit GERMAN AMERICAN CAP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 24, 2014 · Amount on File |
| Deed Sale | Mar 24, 2014 · Amount on File |
| Prior Sale | Oct 25, 2006 · Amount on File |
| Deed Document Number | 201496771 |
| Deed Book / Page | 22479 / 80 |
| Prior Transfer Date | Jun 28, 2005 |
| Prior Transfer Doc | 0000310844 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 7816 MONARCH GARDEN CIR, APOLLO BEACH, FL 33572-8101 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Title Company | SEAPLANE TITLE LLC |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000235910 |
|---|---|
| Date | May 6, 2022 |
| Instrument | 2022235910 |
| Name | ROYAL BANK OF CANADA |
|---|---|
| Type | Bank |
| Address | NEW YORK, NY 10281 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 1, 2019 |
| Property Address | 7816 MONARCH GARDEN CIR, APOLLO BEACH, FL 33572-8101 |
| Document Number | 0265901678 |
| Book / Page | 026590 / 001678 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 185584 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 4090 SCOTTSDALE AZ 852614090, SCOTTSDALE, AZ 85261-4090 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 1, 2019 |
| Property Address | 7816 MONARCH GARDEN CIR, APOLLO BEACH, FL 33572-8101 |
| Document Number | 0265901800 |
| Book / Page | 026590 / 001800 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 185585 |
| Transaction Type | Mortgage |
| Record Updated | May 24, 2019 |
| Title Company | OS NATIONAL LLC, OS NAT'L LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 810 7TH AVE #24TH NEW YORK NY 100195818, 24TH, NEW YORK, NY 10019-5818 |
| Document Number | 265901800 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 026590/001800 |
| Instrument | 185585 |
| Name | GERMAN AMERICAN CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 60 WALL ST # 10TH, NEW YORK, NY 10005-2865 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 7816 Monarch Garden Cir was $7,056, up 8.9% from the year before.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $230,977 (-5.17%) Land $70,812 Building $160,165 | $230,977 (-5.17%) Land $70,812 Building $160,165 | |
| 2025 | $7,056.00 (+8.87%) | $243,582 Land $70,812 Building $172,770 | $243,582 Land $70,812 Building $172,770 |
| 2024 | $6,481.00 (+9.37%) | ||
| 2023 | $5,926.00 (+5.78%) | $227,408 (+12.17%) Land $67,980 Building $159,428 | $227,408 (+12.17%) Land $67,980 Building $159,428 |
| 2022 | $5,602.00 | $202,732 Land $45,320 Building $157,412 | $202,732 Land $45,320 Building $157,412 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7816 Monarch Garden Cir in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 88 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 8 (2012–2024) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7816 Monarch Garden Cir is high, ranking above 70% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 70% of the US · above 52% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
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