Hillsborough County property record for 7801 Monarch Garden Cir, Apollo Beach, FL 33572
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,965 sqft · built 2004 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $412,500 (Mar 2025) |
| Tax Bill | $8,341 (2025) |
| Deeds & Mortgages | Mar 2025 Sale & Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 051524-0402 |
| Primary APN | 051524-0402 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,965 sqft Living Area |
| Gross Area | 2,509 sqft |
| 1st Floor Area | 1,965 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Contemporary |
| Exterior Material | Masonry/Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 106 ft deep x 59.9 ft wide |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Porch | Open Porch |
| Porch Area | 145 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0515240402 |
|---|---|
| Street Address | 7801 MONARCH GARDEN CIR |
| City | APOLLO BEACH |
| State | FL |
| Zip | 33572-8116 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | COVINGTON PARK PHASE 2B 2C 3C LOT 20 BLOCK 17 |
| Legal Range | 19E |
| Legal Township | 31S |
| Legal Section | 13 |
| Legal Subdivision | COVINGTON PARK PHASE 2B 2C 3C |
| Legal Block | 17 |
| Legal Lot Number | 20 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 14119 |
Source: Hillsborough County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7801 MONARCH GARDEN CIR, APOLLO BEACH, FL 33572-8116 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Mar 4, 2025 | Warranty Deed, Transfer · FHA Mortgage GARDNER FINANCIAL SERVICES LTD |
| May 17, 2022 | Warranty Deed, Transfer · Conventional Mortgage ALLY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 2025 · Amount on Record |
| Deed Sale | Mar 4, 2025 · Amount on Record |
| Prior Sale | May 17, 2022 · Amount on Record |
| Deed Document Number | 202592090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Mar 4, 2025 |
| Property Address | 7801 MONARCH GARDEN CIR, APOLLO BEACH, FL 33572-8116 |
| Document Number | 0000092090 |
| Map Reference | MB 92 PG 44 |
| Instrument Date | Mar 3, 2025 |
| Instrument | 2025092090 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | ASSURITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,887.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 503 RUTGERS RD, DOTHAN, AL 36303-5928 |
| Name | Verified Name |
|---|---|
| Address | 7801 MONARCH GARDEN CIR, APOLLO BEACH, FL 33572-8116 |
| Document Number | 0000092089 |
|---|---|
| Date | Mar 4, 2025 |
| Instrument | 2025092089 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | May 17, 2022 |
| Property Address | 7801 MONARCH GARDEN CIR, APOLLO BEACH, FL 33572-8116 |
| Document Number | 0000252083 |
| Map Reference | MB 92 PG 44 |
| Instrument Date | May 13, 2022 |
| Instrument | 2022252083 |
| Transaction Type | Transfer |
| Record Updated | Jun 3, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,045.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 775 RUE CAYA, 775, SAINT COLOMBAN XX |
| Name | Verified Name |
|---|---|
| Address | 503 RUTGERS RD, DOTHAN, AL 36303-5928 |
| Document Number | 0000252084 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 2022252084 |
| Name | ALLY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $329,257 (-6.34%) Land $80,134 Building $249,123 | $329,257 (-6.34%) Land $80,134 Building $249,123 | |
| 2025 | $8,341.00 (+12.4%) Homeowner's exemption | $351,563 (+5.32%) Land $80,134 Building $271,429 | $351,563 (+5.32%) Land $80,134 Building $271,429 |
| 2023 | $7,421.00 (+11.06%) Homeowner's exemption | $333,801 (+25.17%) Land $76,929 Building $256,872 | $333,801 (+25.17%) Land $76,929 Building $256,872 |
| 2022 | $6,682.00 | $266,677 Land $51,286 Building $215,391 | $266,677 Land $51,286 Building $215,391 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 88 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 8 (2012–2024) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 68% of the US · above 48% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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