7810 97th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 7810 97th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,601 sqft · built 2022
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$254,800 (Dec 2025)
Tax Bill	$3,419 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit Dec 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R344172`

Property Details

APN / Parcel Number

Primary APN	`R344172`
Alternative APN	`R2650000000000240000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,601 sqft Living Area
Gross Area	2,084 sqft
1st Floor Area	1,601 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Type	Attached
Garage Area	483 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7810 97TH ST
City	LUBBOCK
State	TX
Zip	79424-2163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVEREST HEIGHTS L 24
Legal Subdivision	EVEREST HEIGHTS
Legal Lot Number	24
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1025
Census Tract	10412

Owner

Source: Lubbock County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7810 97TH ST, LUBBOCK, TX 79424-2163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit CITY BANK
Dec 8, 2025	Vendor's Lien, Transfer · VA Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC
Apr 18, 2023	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2025 · Amount on Record
Deed Sale	Dec 8, 2025 · Amount on Record
Prior Sale	Apr 18, 2023 · Amount on Record
Deed Document Number	202547796
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	7810 97TH ST, LUBBOCK, TX 79424-2163
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	TITLEONE BOISE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000041058
Date	Aug 26, 2022
Instrument	2022041058

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Aug 25, 2023

December 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Dec 8, 2025
Property Address	7810 97TH ST, LUBBOCK, TX 79424-2163
Document Number	0000047796
Map Reference	DOC 2023023684
Instrument Date	Nov 25, 2025
Instrument	2025047796
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7810 97TH ST, LUBBOCK, TX 79424-2163
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047797
Date	Dec 8, 2025
Instrument	2025047797

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

April 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Apr 18, 2023
Property Address	7810 97TH ST, LUBBOCK, TX 79424-2163
Document Number	0000013958
Map Reference	FILE 2022013135
Instrument Date	Apr 17, 2023
Instrument	2023013958
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 16, 2025
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7810 97TH STREET, LUBBOCK, TX 79424-2163

Mortgage

Document Number	0000013959
Date	Apr 18, 2023
Instrument	2023013959

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,419.00 (-8.58%)	$244,719 (+158.17%) Land $35,000 Building $209,719	$244,719 (+158.17%) Land $35,000 Building $209,719
2024	$3,740.00 (+88.51%)
2023	$1,984.00	$94,791 Land $35,000 Building $59,791	$94,791 Land $35,000 Building $59,791

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 82% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Telespan Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

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