7807 97th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 7807 97th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,652 sqft · built 2022
Lot Size	0.126 acres (5,498 sqft)
Owner	Individual Name on Record
Last Sale	$252,769 (Sep 2026)
Tax Bill	$3,451 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R344161`

Property Details

APN / Parcel Number

Primary APN	`R344161`
Alternative APN	`R2650000000000130000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,652 sqft Living Area
Gross Area	2,052 sqft
1st Floor Area	1,652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,498 sqft (0.126 acres)
Garage Type	Attached
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7807 97TH ST
City	LUBBOCK
State	TX
Zip	79424-2163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVEREST HEIGHTS L 13
Legal Subdivision	EVEREST HEIGHTS
Legal Lot Number	13
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1025
Census Tract	10412

Owner

Source: Lubbock County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7807 97TH ST, LUBBOCK, TX 79424-2163
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed, Transfer · VA Mortgage UNION CREDIT UNION
Sep 7, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRSTCAPITAL BANK OF TEXAS NA
Jul 10, 2023	Vendor's Lien, Transfer · Conventional Mortgage LUBBOCK NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on Record
Deed Sale	Sep 30, 2026 · Amount on Record
Prior Sale	Jul 10, 2023 · Amount on Record
Deed Document Number	202639790
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	LUBBOCK TX
Recording Date	Sep 30, 2026
Property Address	7807 97TH ST, LUBBOCK, TX 79424-2163
Document Number	0000039790
Instrument Date	Sep 29, 2026
Instrument	202639790
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	TRUE TITLE PARTNERS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7807 97TH ST, LUBBOCK, TX 79424-2163

Mortgage

Document Number	0000039791,
Date	Sep 30, 2026
Instrument	202639791

Lender

Name	UNION CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	7807 97TH ST, LUBBOCK, TX 79424-2163
Transaction Type	Mortgage
Record Updated	Mar 22, 2024
Title Company	SERVICE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042720
Date	Sep 7, 2022
Instrument	2022042720

Lender

Name	FIRSTCAPITAL BANK OF TEXAS NA
Type	Bank
Address	LUBBOCK, TX 79413

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 6, 2023

July 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Jul 10, 2023
Property Address	7807 97TH ST, LUBBOCK, TX 79424-2163
Document Number	0000026003
Map Reference	DOC 2022013135
Instrument Date	Jul 7, 2023
Instrument	2023026003
Transaction Type	Transfer
Record Updated	Mar 22, 2024
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7807 97TH ST, LUBBOCK, TX 79424-2163

Mortgage

Document Number	0000026004
Date	Jul 10, 2023
Instrument	2023026004

Lender

Name	LUBBOCK NATIONAL BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,451.00 (-8.51%)	$246,293 (+158.6%) Land $35,000 Building $211,293	$246,293 (+158.6%) Land $35,000 Building $211,293
2024	$3,772.00 (+89.17%)
2023	$1,994.00	$95,240 Land $35,000 Building $60,240	$95,240 Land $35,000 Building $60,240

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Telespan Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

Nearby Properties on 97th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures