7814 97th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 7814 97th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,589 sqft · built 2022
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on File
Tax Bill	$4,682 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan Apr 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R344170`

Property Details

APN / Parcel Number

Primary APN	`R344170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,589 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Garage Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7814 97TH ST
City	LUBBOCK
State	TX
Zip	79424-2163
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EVEREST HEIGHTS L 22
Legal Subdivision	EVEREST HEIGHTS
Legal Lot Number	220
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1025
Census Tract	10412

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7814 97TH ST, LUBBOCK, TX 79424-2163
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Construction Mortgage CITY BANK
Apr 28, 2023	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2025
Deed Sale	Jan 29, 2025
Prior Sale	Apr 28, 2023
Deed Document Number	2025003129
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	7814 97TH ST, LUBBOCK, TX 79424-2163
Transaction Type	Mortgage
Record Updated	Mar 22, 2024
Title Company	TITLEONE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000041056
Date	Aug 26, 2022
Instrument	2022041056

Lender

Name	CITY BANK
Type	Bank
Address	LUBBOCK, TX 79408

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 25, 2023

April 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Apr 28, 2023
Property Address	7814 97TH ST, LUBBOCK, TX 79424-2163
Document Number	0000015485
Map Reference	FILE 2022013135
Instrument Date	Apr 27, 2023
Instrument	2023015485
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2024
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7814 97TH STREET, LUBBOCK, TX 79424-2163

Mortgage

Document Number	0000015486
Date	Apr 28, 2023
Instrument	2023015486

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,682.00 (-2.94%)	$227,434 (+142.6%) Land $35,000 Building $192,434	$227,434 (+142.6%) Land $35,000 Building $192,434
2024	$4,824.00 (+145.75%)
2023	$1,963.00	$93,749 Land $35,000 Building $58,749	$93,749 Land $35,000 Building $58,749

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Telespan Fixed Wireless	100 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Windstream.

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