Polk County property record for 781 Silver Creek Rd, Mill Spring, NC 28756
| Property Type | Other Improved |
|---|---|
| Details | 2 bd · 1 ba · 480 sqft · built 1970 |
| Lot Size | 18.3 acres (798,455 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,078 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | P70-5 |
| Primary APN | P70-5 |
|---|---|
| Alternative APN |
|
| Building Area | 480 sqft Finished Area |
|---|
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 798,455 sqft (18.3 acres) |
| Cooling System | None |
|---|
| Account Number | 12607 |
|---|---|
| Street Address | 781 SILVER CREEK RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-5601 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Local Zoning Code | OPEN |
| Legal Description | 18.83 ACRES, 0000 00 X 00, 400 400 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 920201 |
781 Silver Creek Rd is owned and occupied by an individual who acquired it in February 1976.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 781 SILVER CREEK RD, MILL SPRING, NC 28756-5601 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 17, 1976 |
| Deed Sale | Feb 17, 1976 |
| Deed Book / Page | 163 / 1884 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 781 Silver Creek Rd was $1,078.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,078.00 | $211,300 (-) Land $190,302 Building $20,998 | $211,300 (-) Land $190,302 Building $20,998 |
| 2025 | $1,078.00 | $211,300 Land $190,302 Building $20,998 | $211,300 Land $190,302 Building $20,998 |
| 2023 | $799.00 | $125,040 Land $111,650 Building $13,390 | |
| 2021 | $125,040 Land $111,650 Building $13,390 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 781 Silver Creek Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 781 Silver Creek Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
4G LTE only, no 5G reported
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