Polk County property record for 500 Silver Creek Rd, Mill Spring, NC 28756
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,018 sqft · built 1972 |
| Lot Size | 11.1 acres (487,436 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,508 (2026) |
| Deeds & Mortgages | Nov 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | P70-15 |
| Primary APN | P70-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,018 sqft Finished Area |
| Basement Area | 1,056 sqft |
| Unfinished Basement | 1,056 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 487,436 sqft (11.1 acres) |
| Garage Type | Carport |
| Garage Area | 800 sqft |
| Carport | Carport |
| Carport Area | 800 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Area | 512 sqft |
| Porch | Porch |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 21555 |
|---|---|
| Street Address | 500 SILVER CREEK RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-7626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPEN |
| Legal Description | KIMBERLY H, 400 400 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 920201 |
500 Silver Creek Rd is owned by two individuals who acquired it in December 1997.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 343 BEECHWOOD DR, COLUMBUS, NC 28722-8492 |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 1997 |
| Deed Sale | Dec 31, 1997 |
| Deed Book / Page | 217 / 1035 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK NC |
| Property Address | 500 SILVER CREEK RD, MILL SPRING, NC 28756-7626 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | SILVER CREEK RD, MILL SPRING, NC 28756 |
| Document Number | 00453/1398 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 453/1398 |
| Name | HOMETRUST BANK |
|---|---|
| Type | Bank |
| Address | ASHEVILLE, NC 28801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 500 Silver Creek Rd was $2,508.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,508.00 | $491,445 (-) Land $124,257 Building $367,188 | $491,445 (-) Land $124,257 Building $367,188 |
| 2025 | $2,508.00 | $491,445 Land $124,257 Building $367,188 | $491,445 Land $124,257 Building $367,188 |
| 2023 | $2,312.00 | $361,468 Land $75,950 Building $285,518 | |
| 2021 | $361,468 Land $75,950 Building $285,518 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 500 Silver Creek Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 500 Silver Creek Rd is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 48% of the US · above 70% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
May also be available: Pangaea Internet.
4G LTE only, no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures