Polk County property record for 577 Silver Creek Rd, Mill Spring, NC 28756
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,076 sqft · built 2010 |
| Lot Size | 7.32 acres (319,077 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $13,000 (Aug 2013) |
| Tax Bill | $2,707 (2026) |
| Deeds & Mortgages | Jul 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | P70-2 |
| Primary APN | P70-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 2,076 sqft Finished Area |
| Basement Area | 2,081 sqft |
| Unfinished Basement | 2,081 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 319,077 sqft (7.32 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 17692 |
|---|---|
| Street Address | 577 SILVER CREEK RD |
| City | MILL SPRING |
| State | NC |
| Zip | 28756-7626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | OPEN |
| Legal Description | TRACT A 10.41 ACRES, 0000 00 X 00, 400 400 COUNTY RURAL |
| Legal Subdivision | COUNTY RURAL |
| Legal Tract | A |
| Jurisdiction | POLK NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 920201 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 577 SILVER CREEK RD, MILL SPRING, NC 28756-7626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 23, 2013 · Amount on Record |
| Deed Sale | Aug 23, 2013 · Amount on Record |
| Prior Sale | Jul 25, 2007 · Amount on Record |
| Deed Book / Page | 402 / 942 |
| Prior Transfer Date | Aug 15, 2013 |
| Prior Transfer Doc | 00402/0942 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK NC |
| Recording Date | Jul 8, 2022 |
| Property Address | 577 SILVER CREEK RD, MILL SPRING, NC 28756-7626 |
| Document Number | 000471/761 |
| Book / Page | 471 / 761 |
| Map Reference | FILE G PG 251 |
| Instrument Date | Jul 6, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 577 SILVER CREEK RD, 577, MILL SPRING, NC 28756-7626 |
| Name | Verified Name |
|---|---|
| Address | 577 SILVER CREEK RD, MILL SPRING, NC 28756-7626 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,707.00 | $530,418 (-) Land $88,506 Building $441,912 | $530,418 (-) Land $88,506 Building $441,912 |
| 2025 | $2,707.00 (+5.99%) | $530,418 (+32.81%) Land $88,506 Building $441,912 | $530,418 (+32.81%) Land $88,506 Building $441,912 |
| 2023 | $2,554.00 | $399,386 Land $56,750 Building $342,636 | |
| 2021 | $399,386 Land $56,750 Building $342,636 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 22 policies |
| Nearby Flood Policies | 22 in force |
| Nearby Flood Claims | 3 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Windstream DSL | 100 / 20 |
4G LTE only, no 5G reported
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