Lancaster County property record for 781 Ring Farm Rd, White Stone, VA 22578
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,180 sqft · built 2001 |
| Lot Size | 5.19 acres (226,076 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $850,000 (Jul 2025) |
| Tax Bill | $43 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 34 34H |
| Primary APN | 34 34H |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,180 sqft Living Area |
| Gross Area | 7,864 sqft |
| 1st Floor Area | 2,180 sqft |
| Attic | Attic |
| Attic Area | 436 sqft |
| Basement Area | 2,180 sqft |
| Finished Basement | 2,180 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 226,076 sqft (5.19 acres) |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 116 sqft |
| Deck Area | 288 sqft |
| Patio Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 10812 |
|---|---|
| Street Address | 781 RING FARM RD |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | ALISON GROVE 5.19 AC LOT 3 LR10/1143 |
| Legal Subdivision | ALISON GROVE |
| Legal Lot Number | 3 |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 5 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 30302 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 1237, KILMARNOCK, VA 22482-1237 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 9, 2025 · Amount on Record |
| Deed Sale | Jul 9, 2025 · Amount on Record |
| Prior Sale | Jan 23, 2010 · Amount on Record |
| Deed Document Number | 20251461 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | May 14, 2026 |
| Property Address | 781 RING FARM RD, WHITE STONE, VA 22578-2312 |
| Document Number | 0000000954 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026954 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|
| Document Number | 0000000954, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026954 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $43.00 (-99.01%) | $789,500 (+39.61%) Land $131,000 Building $658,500 | $789,500 (+39.61%) Land $131,000 Building $658,500 |
| 2024 | $4,342.00 (+21.9%) | ||
| 2023 | $3,562.00 | $565,500 Land $121,000 Building $444,500 | $565,500 Land $121,000 Building $444,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
5G (outdoors only) and 4G LTE
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