514 Ring Farm Rd, White Stone, VA 22578 Property Records

Lancaster County property record for 514 Ring Farm Rd, White Stone, VA 22578

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,744 sqft · built 2006
Lot Size3.44 acres (150,238 sqft)
OwnerIndividual Name on Record
Last Sale$445,000 (Mar 2023)
Tax Bill$22 (2025)
Deeds & MortgagesFeb 2024 Second Mortgage
Mar 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN34 36

Property Details

APN / Parcel Number

Primary APN34 36
Alternative APN
  • 10818

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,744 sqft Living Area
Gross Area4,916 sqft
1st Floor Area1,744 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2017
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area150,238 sqft (3.44 acres)
Garage Area1,692 sqft
DrivewayConcrete Driveway
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area192 sqft
Deck Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number10818
Street Address514 RING FARM RD
CityWHITE STONE
StateVA
Zip22578-2330
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal DescriptionDUNTON TRACT 3.449 AC LOT 1 LR23/360
Legal SubdivisionDUNTON TRACT
Legal Tract3
Legal Lot Number1
JurisdictionLANCASTER VA
Township / Civil Division4
Census Block Group2
Census Block2011
Census Tract30302

Owner

Source: Lancaster County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address514 RING FARM RD, WHITE STONE, VA 22578-2330
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 13, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Mar 2, 2023Special Warranty Deed, Transfer · FHA Mortgage
SUN WEST MORTGAGE COMPANY INC
Mar 2, 2023Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 2, 2023 · Amount on Record
Deed SaleMar 2, 2023 · Amount on Record
Deed Document Number2023360
Prior Transfer DateJan 11, 2023
Prior Transfer Doc0000000359
Record UpdatedSep 20, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER VA
Property Address514 RING FARM RD, WHITE STONE, VA 22578-2330
Transaction TypeMortgage
Record UpdatedMar 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0240000269
DateFeb 13, 2024
Instrument240000269
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2023: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLANCASTER VA
Recording DateMar 2, 2023
Property Address514 RING FARM RD, WHITE STONE, VA 22578-2330
Document Number0230000360
Instrument DateJan 11, 2023
Instrument230000360
Transaction TypeTransfer
Record UpdatedMar 23, 2023
Title CompanyLAWYERS TITLE/MIDDLE PENINSULA, LAWYERS TITLE MID PENINSULA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 RING FARM RD, WHITE STONE, VA 22578-2330

Mortgage

Document Number0230000361
DateMar 2, 2023
Instrument230000361
Lender
NameSUN WEST MORTGAGE COMPANY INC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

March 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLANCASTER VA
Recording DateMar 2, 2023
Property Address514 RING FARM RD, WHITE STONE, VA 22578-2330
Document Number0230000359
Instrument DateJan 11, 2023
Instrument230000359
Transaction TypeTransfer
Record UpdatedMar 23, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 RING FARM RD, WHITE STONE, VA 22578-2330

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyLancaster County
Unified School DistrictLancaster County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$22.00 (-98.67%)$416,200 (+58.61%) Land $38,500 Building $377,700$416,200 (+58.61%) Land $38,500 Building $377,700
2023$1,653.00$262,400 Land $24,500 Building $237,900$262,400 Land $24,500 Building $237,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Breezeline
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Virginia Broadband
Fixed Wireless · not low latency
100 / 25

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