Lancaster County property record for 708 Ring Farm Rd, White Stone, VA 22578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,517 sqft · built 1988 |
| Lot Size | 3.39 acres (147,973 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $310,500 (Jun 2020) |
| Tax Bill | $18 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2026 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34 34F |
| Primary APN | 34 34F |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,517 sqft Living Area |
| Gross Area | 3,337 sqft |
| 1st Floor Area | 1,776 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 2009 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 147,973 sqft (3.39 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 540 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 234 sqft |
| Deck Area | 98 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 10810 |
|---|---|
| Street Address | 708 RING FARM RD |
| City | WHITE STONE |
| State | VA |
| Zip | 22578-2312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | ALISON GROVE 3.397 AC LR20/1078 LR07/2054-P |
| Legal Subdivision | ALISON GROVE |
| Jurisdiction | LANCASTER VA |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30302 |
Source: Lancaster County records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 708 RING FARM RD, WHITE STONE, VA 22578-2312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 18, 2026 | Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING |
| Jun 11, 2026 | Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 9, 2022 | Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK |
| Jun 8, 2020 | Warranty Deed, Transfer · VA Mortgage PLANET HOME LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2020 · Amount on Record |
| Deed Sale | Jun 8, 2020 · Amount on Record |
| Prior Sale | Jul 27, 2015 · Amount on Record |
| Deed Document Number | 20201078 |
| Last Transfer Date | Jun 4, 2026 |
| Transfer Doc | 0000001168 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Aug 18, 2026 |
| Property Address | 708 RING FARM RD, WHITE STONE, VA 22578-2312 |
| Document Number | 0000001737 |
| Instrument Date | Aug 14, 2026 |
| Instrument | 20261737 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 708 RING FARM RD, WHITE STONE, VA 22578-2312 |
| Document Number | 0000001737, |
|---|---|
| Date | Aug 18, 2026 |
| Instrument | 20261737 |
| Name | PLANET HOME LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 8.75% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Jun 11, 2026 |
| Property Address | 708 RING FARM RD, WHITE STONE, VA 22578-2312 |
| Document Number | 0000001168 |
| Instrument Date | Jun 4, 2026 |
| Instrument | 20261168 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 RING FARM RD, WHITE STONE, VA 22578-2312 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER VA |
| Property Address | 708 RING FARM RD, WHITE STONE, VA 22578-2312 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0220002744 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 220002744 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER VA |
| Recording Date | Jun 8, 2020 |
| Property Address | 708 RING FARM RD, WHITE STONE, VA 22578-2312 |
| Document Number | 0200001078 |
| Instrument Date | May 7, 2020 |
| Instrument | 200001078 |
| Transaction Type | Transfer |
| Record Updated | Sep 6, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 708 RING FARM RD, WHITE STONE, VA 22578-2312 |
| Document Number | 0200001079 |
|---|---|
| Date | Jun 8, 2020 |
| Instrument | 200001079 |
| Name | PLANET HOME LENDING LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Lancaster County assessment roll, as of May 19, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Lancaster County |
| Unified School District | Lancaster County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18.00 (-98.81%) | $337,400 (+39.94%) Land $37,200 Building $300,200 | $337,400 (+39.94%) Land $37,200 Building $300,200 |
| 2023 | $1,518.00 | $241,100 Land $37,200 Building $203,900 | $241,100 Land $37,200 Building $203,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Virginia Broadband Fixed Wireless · not low latency | 100 / 25 |
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